Incandor YC Application

Spring 2026Active

Incandor went through Y Combinator in the Spring 2026 batch as a B2B company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Spring 2026
Industry: B2B
Status: Active
Launched: 2026

Founders

Luc RosenzweigFounder
Matthew YekellFounder

What Incandor does

Incandor detects fraud on banking and fintech platforms by learning how every user physically behaves - mouse dynamics, keystroke timing, scroll patterns, and on mobile, how they hold their phone. Founded by two Stanford engineers and backed by Y Combinator, Incandor builds a behavioral map of every user on your platform - no fraud labels or historical data required. At the individual level, it identifies account takeovers with >99% accuracy. At the population level, coordinated rings, mule operators, and coerced sessions separate out naturally. Rather than a black-box risk score, fraud teams query the map via a programmable API.

Incandor's YC application, reconstructed

Y Combinator application

Incandor, Spring 2026 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Incandor

Describe what your company does in 50 characters or less.

Behavioral intelligence infrastructure for anti-fraud

What is your company going to make? Please describe your product and what it does or will do.

We build a behavioral map of every user on banking and fintech platforms by analyzing how they physically behave - mouse movements, keystrokes, scrolling, and even phone handling on mobile. Our product detects fraud like account takeovers and coordinated rings without needing past fraud labels or historical data. Fraud teams query the map via a programmable API to identify risk with high accuracy.

Where do you live now, and where would the company be based after YC?

We live in San Francisco and plan to base the company here after YC as well.

Explain your decision regarding location.

San Francisco is where we are now, it's the center of fintech and security startups, and where we have access to early customers and talent.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real Incandor YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Incandor's public data (launch notes, founder backgrounds, product description). It shows how a company like Incandor would present itself to YC, not the text they submitted.