OkCredit YC 申请

Summer 2018Active

OkCredit 在 Summer 2018 批次的 Y Combinator 中作为一家 Fintech 公司进行过。以下是：公司做什么、谁创立了它，以及其 YC 申请，按照真实 YC 表格逐题重建。

YC 批次: Summer 2018
行业: FintechPayments
团队规模: 70
状态: Active
已发布: 2018

创始人

Gaurav KumarFounder
Harsh PokharnaFounder
Aditya PrasadFounder

OkCredit 做什么

Today, over 50 million SMBs issue informal credit in India, This is a hugely manual process which they spend hours tracking, reconciling, and collecting! The 50M SMBs in India account for 40% of the nation’s GDP. As much as 60% of their sales happen on credit. That’s ~24% of the country’s GDP (500B$) lying on paper! OKCREDIT as a company came into existence to start solving the most important problem of credit recovery in MSMEs. We as first movers developed a bookkeeping app that would help any merchant sitting at the remotest corner of the country with internet connectivity to record his transactions digitally. We helped them track the credit given to their customers and suppliers. With our Okcredit app a merchant can track the amount of credit given, monitor credit limit, send reminders and eventually can collect faster from their customers. So as a company our vision was to bring the data dark merchants onto the digital platform. We have changed the way the MSMEs record the transactions and eased their life today.

OkCredit 的 YC 申请，重建版

Y Combinator 申请

OkCredit，Summer 2018 期。来自公开数据的真实申请问题解答。

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

OkCredit

Describe what your company does in 50 characters or less.

Simple and secure bookkeeping for Indian businesses

What is your company going to make? Please describe your product and what it does or will do.

OkCredit is a bookkeeping app that helps Indian small and medium businesses track informal credit given to their customers and suppliers. It lets merchants record transactions digitally, monitor credit limits, send reminders, and helps them collect payments faster.

Where do you live now, and where would the company be based after YC?

We live in Bengaluru, Karnataka, India, and plan to keep the company based there after YC.

Explain your decision regarding location.

Bengaluru is where our team and the product development are currently based. It's the center of India's tech ecosystem, which is essential for building and scaling a fintech product like OkCredit.

21 更多回答在完整申请中

Founders, Progress, Idea, Equity, Curious, Batch Preference 包含在完整版中。创建免费账户即可在 YC Insights 中打开，紧邻每个其他 YC 批次。

查看完整申请

常见问题解答

这是 OkCredit 的真实 YC 申请吗？

不是。Y Combinator 对提交的申请保密。这是重建版：使用 OkCredit 的公开数据（发布笔记、创始人背景、产品描述）回答真实的 YC 表格问题。它展示了像 OkCredit 这样的公司会如何向 YC 自我介绍，而不是他们提交的文本。

OkCredit 是哪个 YC 批次的？

OkCredit 是 Y Combinator Summer 2018 批次的成员。

谁创立了 OkCredit？

OkCredit 由 Gaurav Kumar, Harsh Pokharna, Aditya Prasad 创立。

OkCredit 做什么？

Simple and secure bookkeeping for Indian businesses.

如何阅读完整的重建申请？

创建免费的 Round Funded 账户。YC Insights 中包含 OkCredit 的完整 26 个问题的版本，以及其他所有 YC 批次的公司信息。