Jenfi YC 申请

Winter 2020Active

Jenfi 在 Winter 2020 批次的 Y Combinator 中作为一家 Fintech 公司进行过。以下是：公司做什么、谁创立了它，以及其 YC 申请，按照真实 YC 表格逐题重建。

YC 批次: Winter 2020
行业: FintechCredit and Lending
团队规模: 18
状态: Active
已发布: 2020

创始人

Jeffrey LiuFounder
Justin LouieFounder

Jenfi 做什么

We back growing digital businesses using revenue based financing. Many of growing businesses in Asia are highly "bankable" yet 50-70% are unable to obtain capital to grow their business. Having been business owners ourselves, we experienced firsthand the struggles of funding a business - from expensive equity options to loans that required personal guarantees. We went live in Singapore first to validate the product/market fit. We plan to expand across the APAC region.. Our sweet spot is backing repeatable business spend - expenses that leads to increased revenue. Our financing product allows businesses to keep growing with us over time. Over a third of our advances today are from repeat borrowers. We created a brand new asset class in Asia - offering flexible repayment options, such as tieing repayment with sales. Business owners LOVE this. Our automated financial technology platform ingests revenue and alternative data sources that gives us a proprietary edge in understanding the behavior of our borrowers. As we collect continuous data, we are able to offer better financial and technology solutions, while mitigating our downside risk. Funds are seamlessly deployed via our virtual Jenfi Wallet and MasterCard solution, giving borrowers flexibility to make payments while giving Jenfi real-time tracking of their spend. Recent coverage:

Jenfi 的 YC 申请，重建版

Y Combinator 申请

Jenfi，Winter 2020 期。来自公开数据的真实申请问题解答。

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Jenfi

Describe what your company does in 50 characters or less.

Revenue-based financing for digital businesses in Asia

What is your company going to make? Please describe your product and what it does or will do.

We provide revenue-based financing tailored for digital businesses across Asia. Our platform uses automated financial technology that ingests revenue and alternative data to assess borrower behavior and risk. We fund repeatable business expenses that drive revenue growth. Borrowers get advances repaid flexibly, tied to their sales through our Jenfi Wallet and MasterCard, allowing real-time tracking and repayments aligned with their cash flow.

Where do you live now, and where would the company be based after YC?

We live and operate in Singapore, and after YC we plan to keep the company based here, expanding across APAC from this hub.

Explain your decision regarding location.

Singapore has a dense ecosystem of digital businesses and is an ideal place to validate our product-market fit in Asia. Its regulations and infrastructure suit fintech startups like ours, plus we have local knowledge and presence.

21 更多回答在完整申请中

Founders, Progress, Idea, Equity, Curious, Batch Preference 包含在完整版中。创建免费账户即可在 YC Insights 中打开，紧邻每个其他 YC 批次。

查看完整申请

常见问题解答

这是 Jenfi 的真实 YC 申请吗？

不是。Y Combinator 对提交的申请保密。这是重建版：使用 Jenfi 的公开数据（发布笔记、创始人背景、产品描述）回答真实的 YC 表格问题。它展示了像 Jenfi 这样的公司会如何向 YC 自我介绍，而不是他们提交的文本。

Jenfi 是哪个 YC 批次的？

Jenfi 是 Y Combinator Winter 2020 批次的成员。

谁创立了 Jenfi？

Jenfi 由 Jeffrey Liu, Justin Louie 创立。

Jenfi 做什么？

Jenfi provides revenue-based financing for digital businesses in Asia

如何阅读完整的重建申请？

创建免费的 Round Funded 账户。YC Insights 中包含 Jenfi 的完整 26 个问题的版本，以及其他所有 YC 批次的公司信息。