Grain

Grain YC 申请

Winter 2020Active

Grain 在 Winter 2020 批次的 Y Combinator 中作为一家 Fintech 公司进行过。以下是:公司做什么、谁创立了它,以及其 YC 申请,按照真实 YC 表格逐题重建。

YC 批次
Winter 2020
行业
FintechCredit and Lending
团队规模
30
状态
Active
已发布
2020

创始人

  • Patrick De Suza
    Patrick De SuzaFounder
  • Christian-Robert Joseph
    Christian-Robert JosephFounder
  • Carl-Alain Memnon
    Carl-Alain MemnonFounder

Grain 做什么

Grain is a mobile app that transforms the debit card you already have into a credit card by linking it to a line of credit based on your cash flow. For the millennials, Gen Zs, and immigrants who are afraid of falling into crippling credit card debt, there is now a distinct market opportunity to offer an alternative to how these 100M people access and manage credit.

Grain 的 YC 申请,重建版

Y Combinator 申请

Grain,Winter 2020 期。来自公开数据的真实申请问题解答。

  1. Founders2
  2. Company7
  3. Progress7
  4. Idea4
  5. Equity3
  6. Curious2
  7. Batch Preference1

Company

Company name

Grain

Describe what your company does in 50 characters or less.

Transform debit cards into credit lines

What is your company going to make? Please describe your product and what it does or will do.

Grain is a mobile app that links your existing debit card to a line of credit based on your cash flow. It lets you use your debit card like a credit card without risking traditional credit card debt, targeting millennials, Gen Z, and immigrants who avoid credit cards.

Where do you live now, and where would the company be based after YC?

We live in Oakland, CA now, and after YC the company will be based here with remote team members.

Explain your decision regarding location.

We chose Oakland because it's where we live and where most of the team is now. The company is distributed, so we can hire remote but keep our base here.

21 更多回答 在完整申请中

Founders, Progress, Idea, Equity, Curious, Batch Preference 包含在完整版中。创建免费账户即可在 YC Insights 中打开,紧邻每个其他 YC 批次。

常见问题解答

这是 Grain 的真实 YC 申请吗?

不是。Y Combinator 对提交的申请保密。这是重建版:使用 Grain 的公开数据(发布笔记、创始人背景、产品描述)回答真实的 YC 表格问题。它展示了像 Grain 这样的公司会如何向 YC 自我介绍,而不是他们提交的文本。

Grain 是哪个 YC 批次的?

Grain 是 Y Combinator Winter 2020 批次的成员。

谁创立了 Grain?

Grain 由 Patrick De Suza, Christian-Robert Joseph, Carl-Alain Memnon 创立。

Grain 做什么?

Grain transforms the debit card you already have into a credit card…

如何阅读完整的重建申请?

创建免费的 Round Funded 账户。YC Insights 中包含 Grain 的完整 26 个问题的版本,以及其他所有 YC 批次的公司信息。

更多 YC 初创公司,例如 Grain