Pagaloop

Pagaloop YC Başvurusu

Winter 2021Active

Pagaloop, Fintech şirketi olarak Winter 2021 grubunda Y Combinator'dan geçti. Aşağıda: şirketin ne yaptığı, kimin kurduğu ve gerçek YC formunda yeniden yapılandırılmış YC başvurusu.

YC grubu
Winter 2021
Sektör
FintechPayments
Ekip büyüklüğü
23
Durum
Active
Lansmanı Yapıldı
2021

Kurucular

  • Gerardo Briones
    Gerardo BrionesFounder
  • Carlos Cruz
    Carlos CruzFounder
  • LUIS FERNANDO DOSAL G
    LUIS FERNANDO DOSAL GFounder

Pagaloop ne yapar

Pagaloop helps business owners and persons in Latin America pay, get paid and extend cash flow using credit cards to finance expenses like rent, taxes, payroll and suppliers, via an extended network of relevant partnerships (federal/local governments, AMEX, HSBC, schools and universities, etc.). The Company provides a service in which a payment is made to a third party (that would typically not accept credit card as a payment method) in exchange for a fee of 4.7% (+ taxes). Additionally, Pagaloop offers payments in 3, 6, 9 or 12 months with an extremely accessible commission. All of those solutions without taking any underwriting risk, which remains at the issuer of the credit line.

Pagaloop'in YC başvurusu, yeniden yapılandırılmış

Y Combinator başvurusu

Pagaloop, Winter 2021 dönemi. Gerçek form soruları, herkese açık verilerden yanıtlandı.

  1. Founders2
  2. Company7
  3. Progress7
  4. Idea4
  5. Equity3
  6. Curious2
  7. Batch Preference1

Company

Company name

Pagaloop

Describe what your company does in 50 characters or less.

Use credit cards to pay bills and manage cash flow

What is your company going to make? Please describe your product and what it does or will do.

We built a platform that lets businesses and individuals in Latin America pay expenses like rent, taxes, payroll, and suppliers using their credit cards, even when these recipients usually don't accept cards. Our service pays the third party on the user's behalf and charges a 4.7% fee plus taxes. Users can also choose installment plans of 3, 6, 9 or 12 months with low commissions. We don't take credit risk; all underwriting remains with the credit issuer. This helps users extend their cash flow without needing new credit lines or loans.

Where do you live now, and where would the company be based after YC?

We live and work mostly in Mexico City, CDMX, Mexico, and the company would remain based here after YC.

Explain your decision regarding location.

Mexico City is where our users are and where we have built partnerships with governments and financial institutions. Staying local lets us focus on solving the specific credit card payment gaps in Latin America, which are different from other regions.

Tam başvuruda 21 ek cevap

Founders, Progress, Idea, Equity, Curious, Batch Preference tam sürümde. YC Insights'ta, diğer her YC grubu yanında açmak için ücretsiz bir hesap oluşturun.

Sıkça Sorulan Sorular

Bu, Pagaloop şirketinin gerçek YC başvurusu mu?

Hayır. Y Combinator gönderilen başvuruları gizli tutar. Bu bir yeniden yapılandırmadır: gerçek YC form soruları, Pagaloop'in kamuya açık verilerinden (lansman notları, kurucu geçmişleri, ürün açıklaması) yanıtlanmıştır. Pagaloop gibi bir şirketin YC'ye kendisini nasıl sunacağını gösterir, gönderdikleri metni değil.

Pagaloop hangi YC grubundaydı?

Pagaloop, Y Combinator Winter 2021 grubundaydı.

Pagaloop kim tarafından kuruldu?

Pagaloop, Gerardo Briones, Carlos Cruz, LUIS FERNANDO DOSAL G tarafından kuruldu.

Pagaloop ne iş yapar?

Pay, Get Paid and Extend Cash Flow using your Credit Card as…

Tam yeniden oluşturulmuş başvuruyu nasıl okurum?

Ücretsiz bir Round Funded hesabı oluşturun. Pagaloop'ın başvurusunun tam 26 soruluk versiyonu ve diğer tüm YC batch'leri YC Insights'ta.

Pagaloop gibi daha fazla YC girişimi