Sunlight YC 지원서

Summer 2022Active

Sunlight은(는) Summer 2022 배치에서 Fintech 회사로 Y Combinator를 거쳤습니다. 아래에는 회사의 사업 내용, 창립자, 그리고 실제 YC 양식에 맞춰 재구성한 YC 지원서가 있습니다.

YC 배치: Summer 2022
산업: Fintech
팀 규모: 6
상태: Active
출시됨: 2022

창업자

Guy ZivFounder
Leo ChaneaFounder
Gil PeretzFounder

Sunlight의 사업 내용

Sunlight is an API to change the card-on-file with apps and subscription services. Fintechs use Sunlight to automatically make their cards top-of-wallet as soon as they're issued. Merchants, service providers and subscriptions-based businesses everywhere now offer their customers the ability to save a debit/credit card on file, so they can pay their bills on time, buy in one click, or earn rewards. In 2021, 79% of consumers worldwide reported already having at least one payment card saved with a service or being open to doing so. In recent years, card-issuing as-a-service has become mainstream: any company can now start their own card business in a matter of weeks. Last year, the number of new payment cards issued was at an all-time high. For users, however, switching banks or opening a new card now comes with an additional hurdle: they need to update their payment info across the internet. On the other side of that equation, card issuers have no visibility or control over the card-on-file updating process, and as a result struggle to get their new users to switch their spend from their old card to the new one, leading to low conversion rates and missed revenue opportunities. Until Sunlight. With our universal get-your-card-on-file API, FIs can now offer their users, at any point in their journey, a quick and easy way to update their debit/credit card info everywhere they shop or pay online, without ever leaving their Apps. The Sunlight API works on every platform that has a card-on-file option (think Uber, Amazon, Netflix, DoorDash, Starbucks and so many more…), is as seamless as a Plaid connection, and always gets the card number and CVV code right on the first try!

Sunlight의 YC 지원서, 재구성됨

Y Combinator 지원

Sunlight, Summer 2022 기수. 공개 데이터를 기반으로 작성된 실제 지원 질문.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Sunlight

Describe what your company does in 50 characters or less.

The Universal Card-On-File API

What is your company going to make? Please describe your product and what it does or will do.

We built an API that lets financial institutions update their users' card-on-file information automatically across merchant apps and subscription services. When a card is issued or refreshed, Sunlight updates it everywhere the user has saved their card, without them needing to go to each app to change it.

Where do you live now, and where would the company be based after YC?

We are based in New York, NY, and Tel Aviv-Yafo, Tel Aviv District, Israel.

Explain your decision regarding location.

We're split between the US and Israel because that's where our founding team lives and works. Both locations have strong fintech ecosystems, which helps us build and sell Sunlight.

전체 지원서에서 21개의 추가 답변

Founders, Progress, Idea, Equity, Curious, Batch Preference는 전체 버전에 있습니다. 무료 계정을 만들어 YC Insights에서 모든 YC 배치 옆에 열어보세요.

전체 지원 보기

자주 묻는 질문

Sunlight의 실제 YC 지원서인가요?

아닙니다. Y Combinator는 제출된 지원서를 비공개로 유지합니다. 이것은 재구성된 것입니다. 실제 YC 양식 질문에 Sunlight의 공개 데이터(출시 노트, 창업자 배경, 제품 설명)를 기반으로 답변했습니다. Sunlight과 같은 회사가 YC에 어떻게 자신을 소개하는지 보여주며, 그들이 제출한 텍스트는 아닙니다.