Palus Finance YC 지원서

Winter 2026Active

Palus Finance은(는) Winter 2026 배치에서 Fintech 회사로 Y Combinator를 거쳤습니다. 아래에는 회사의 사업 내용, 창립자, 그리고 실제 YC 양식에 맞춰 재구성한 YC 지원서가 있습니다.

YC 배치: Winter 2026
산업: Fintech
팀 규모: 2
상태: Active
출시됨: 2026

창업자

Sam LushtakFounder and CEO
Michael GonzalezFounder

Palus Finance의 사업 내용

Palus Finance is the first treasury management platform with a higher-yield bond portfolio for companies’ idle cash. We launched in late February and are live with 33 companies, growing 110% week-over-week. Existing startup/SMB treasury products just sweep cash into a money market fund and charge a high management fee. Palus offers a short-duration bond portfolio which safely earns ~40% more yield than money market funds, with sub-3-day liquidity, and 5-minute setup with customers' existing bank accounts. We see treasury as a great wedge to eventually offer full-suite banking services to all high-growth companies. Sam and Michael are technical cofounders who met at Caltech. Sam previously built the AI research platform for a $3T AUM asset manager; Michael built quantum computers for the defense industry.

Palus Finance의 YC 지원서, 재구성됨

Y Combinator 지원

Palus Finance, Winter 2026 기수. 공개 데이터를 기반으로 작성된 실제 지원 질문.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Palus Finance

Describe what your company does in 50 characters or less.

40% higher yields on company cash, in under 5 minutes.

What is your company going to make? Please describe your product and what it does or will do.

We built a treasury management platform that gives companies a short-duration bond portfolio for idle cash. It beats money market funds by about 40% yield and takes under 5 minutes to set up with their existing bank accounts. Customers keep liquidity in under 3 days. We're live with dozens of companies and growing fast.

Where do you live now, and where would the company be based after YC?

n/a

Explain your decision regarding location.

n/a

전체 지원서에서 21개의 추가 답변

Founders, Progress, Idea, Equity, Curious, Batch Preference는 전체 버전에 있습니다. 무료 계정을 만들어 YC Insights에서 모든 YC 배치 옆에 열어보세요.

전체 지원 보기

자주 묻는 질문

Palus Finance의 실제 YC 지원서인가요?

아닙니다. Y Combinator는 제출된 지원서를 비공개로 유지합니다. 이것은 재구성된 것입니다. 실제 YC 양식 질문에 Palus Finance의 공개 데이터(출시 노트, 창업자 배경, 제품 설명)를 기반으로 답변했습니다. Palus Finance과 같은 회사가 YC에 어떻게 자신을 소개하는지 보여주며, 그들이 제출한 텍스트는 아닙니다.