Milio YC 지원서

Winter 2023Active

Milio은(는) Winter 2023 배치에서 Fintech 회사로 Y Combinator를 거쳤습니다. 아래에는 회사의 사업 내용, 창립자, 그리고 실제 YC 양식에 맞춰 재구성한 YC 지원서가 있습니다.

YC 배치: Winter 2023
산업: Fintech
팀 규모: 16
상태: Active
출시됨: 2023

창업자

Toni RieraFounder
Daniel GomezFounder
Juan Luis Perez EFounder

Milio의 사업 내용

Milio is a fully interoperable and immediate payment system for Colombia through a single API connected to millions of accounts. Milio allows companies to perform payable and receivable in real time without ACH rails. We provide our solution through two Plug and Play integrations: PID payment button: End-to-end, white label, native, non-redirection payment technology for your customers to pay you account-to-account more efficiently than PSE, without heavy and inefficient ACH cycles and fixed rates. Technology: API, SDK, Checkout UI. Immediate disbursement: Single API connection to all banks, allowing any company or person to disburse 24/7, in real-time, with immediate crediting of funds to third parties at any bank or digital wallet. Technology: API, Dashboard UI.

Milio의 YC 지원서, 재구성됨

Y Combinator 지원

Milio, Winter 2023 기수. 공개 데이터를 기반으로 작성된 실제 지원 질문.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Milio

Describe what your company does in 50 characters or less.

B2B-2C real-time account to account payments

What is your company going to make? Please describe your product and what it does or will do.

We built Milio to enable companies in Colombia to send and receive payments in real-time through a single API that connects to millions of bank accounts and digital wallets. Our product offers two integrations: a white-label PID payment button that lets businesses get paid directly account-to-account, and an immediate disbursement API so companies can pay out funds instantly across banks 24/7 without relying on slow ACH cycles.

Where do you live now, and where would the company be based after YC?

We live in Bogotá, Colombia, and the company is based here. After YC, we plan to continue operating from Bogotá.

Explain your decision regarding location.

We built Milio specifically for the Colombian market, which is fragmented and slow due to reliance on ACH payments. Being based in Bogotá allows us to work closely with local banks, businesses, and regulatory bodies to solve real pain points.

전체 지원서에서 21개의 추가 답변

Founders, Progress, Idea, Equity, Curious, Batch Preference는 전체 버전에 있습니다. 무료 계정을 만들어 YC Insights에서 모든 YC 배치 옆에 열어보세요.

전체 지원 보기

자주 묻는 질문

Milio의 실제 YC 지원서인가요?

아닙니다. Y Combinator는 제출된 지원서를 비공개로 유지합니다. 이것은 재구성된 것입니다. 실제 YC 양식 질문에 Milio의 공개 데이터(출시 노트, 창업자 배경, 제품 설명)를 기반으로 답변했습니다. Milio과 같은 회사가 YC에 어떻게 자신을 소개하는지 보여주며, 그들이 제출한 텍스트는 아닙니다.