Application YC di Kosh

Winter 2020Active

Kosh ha partecipato a Y Combinator nel batch Winter 2020 come azienda Fintech. Sotto: cosa fa l'azienda, chi l'ha fondata e la sua application a YC, ricostruita domanda per domanda nel form reale di YC.

Batch YC: Winter 2020
Settore: FintechCredit and Lending
Dimensione team: 56
Stato: Active
Lanciata: 2020

Founder

Sahil BansalFounder
Aayush GoelFounder

Cosa fa Kosh

Kosh is a digital lending platform in India, empowering blue-collar workers with a unique joint liability model (much like microfinance but for a different segment). The social component of their underwriting helps control credit risk significantly and lower CAC/Opex in one go, making this 150mn-strong segment credit-worthy.

Application YC di Kosh, ricostruita

Domanda per Y Combinator

Kosh, batch Winter 2020. Le vere domande del form, risposte da dati pubblici.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Kosh

Describe what your company does in 50 characters or less.

Creating Microfinance 2.0

What is your company going to make? Please describe your product and what it does or will do.

We built a digital lending platform serving India's blue-collar workers. Our product uses a joint liability model where social connections help assess creditworthiness and reduce risk. This lets us reach a large, underserved segment with more affordable credit while keeping acquisition and operational costs down.

Where do you live now, and where would the company be based after YC?

We live in Gurugram, Haryana, India, and would continue to base the company here after YC.

Explain your decision regarding location.

We are based in Gurugram because India's blue-collar segment and digital lending opportunity are local to us. Staying close helps us understand our users and build trust in the communities we serve.

21 risposte in più nell'application completa

Founders, Progress, Idea, Equity, Curious, Batch Preference sono nella versione completa. Crea un account gratuito per aprirla in YC Insights, accanto a ogni altro batch YC.

Vedi domanda completa

Domande Frequenti

Questa è l'application YC reale di Kosh?

No. Y Combinator mantiene private le application inviate. Questa è una ricostruzione: le domande del form YC reale, a cui si è risposto usando i dati pubblici di Kosh (note di lancio, background dei founder, descrizione del prodotto). Mostra come un'azienda come Kosh si presenterebbe a YC, non il testo che hanno inviato.