Application YC di Kontigo

Summer 2024Active

Kontigo ha partecipato a Y Combinator nel batch Summer 2024 come azienda Fintech. Sotto: cosa fa l'azienda, chi l'ha fondata e la sua application a YC, ricostruita domanda per domanda nel form reale di YC.

Batch YC: Summer 2024
Settore: FintechBanking and Exchange
Dimensione team: 10
Stato: Active
Lanciata: 2024

Founder

jesus alberto Castillo ferrerCEO & Co-founder
Gino GuatavitaFounder

Cosa fa Kontigo

We’re building Kontigo, a USDC Smart Neobank for Latinos in the U.S. and Latin America. We launched our Peer-to-Peer onramp 20 days ago and we’ve already had $540k in deposits, 10k active users and a +300k waitlist. The founding team has built and scaled fintechs in Latam, and it’s ex-Venmo, Nubank, Rappi, MercadoLibre, Ualá, Platzi, and Yuno. We’re already backed by DST Global, Soma Capital, Pioneer Fund, Transpose + 10 YC alums. Sending money to Latin America is just as painful as holding it due to the region's fragmentation into 33 countries with 39 different currencies. On one hand, cross-border payments to Latam are absurdly expensive (up to 20% per transaction). Conversely, over the past decade, currency depreciation across the region has become unsustainable. (some countries surpassing the trillion percent ). Kontigo solves this with a USDC global wallet & a BTC savings account. - Like Venmo, but on-USDC. - Like Zelle, but for cross-border payments. No limits. - Like Nubank & Revolut, but without inflationary currencies. Bitcoin-backed. User wallets are connected to an AI-private banker on WhatsApp to execute international USDC transactions.

Application YC di Kontigo, ricostruita

Domanda per Y Combinator

Kontigo, batch Summer 2024. Le vere domande del form, risposte da dati pubblici.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Kontigo

Describe what your company does in 50 characters or less.

USDC-Smart Neobank for Latinos

What is your company going to make? Please describe your product and what it does or will do.

We're building a neobank built on USDC to solve the problems Latinos face sending and holding money. It's a global USDC wallet paired with a Bitcoin savings account, accessible through an AI-powered private banker on WhatsApp for easy cross-border transfers without limits or inflated currencies.

Where do you live now, and where would the company be based after YC?

We live in San Francisco, CA and plan to keep the company based here after YC.

Explain your decision regarding location.

San Francisco is where the fintech ecosystem and investors are. Plus, our founding team is local and we've already built the product here with our current team of 10.

21 risposte in più nell'application completa

Founders, Progress, Idea, Equity, Curious, Batch Preference sono nella versione completa. Crea un account gratuito per aprirla in YC Insights, accanto a ogni altro batch YC.

Vedi domanda completa

Domande Frequenti

Questa è l'application YC reale di Kontigo?

No. Y Combinator mantiene private le application inviate. Questa è una ricostruzione: le domande del form YC reale, a cui si è risposto usando i dati pubblici di Kontigo (note di lancio, background dei founder, descrizione del prodotto). Mostra come un'azienda come Kontigo si presenterebbe a YC, non il testo che hanno inviato.