Candidature YC de Nova Credit

Summer 2016Active

Nova Credit a été sélectionné par Y Combinator dans le cadre du batch Summer 2016 en tant qu'entreprise Fintech. Ci-dessous : ce que fait l'entreprise, qui l'a fondée, et sa candidature à YC, reconstruite question par question dans le vrai formulaire YC.

Batch YC: Summer 2016
Secteur d'activité: FintechCredit and Lending
Taille de l'équipe: 100
Statut: Active
Lancé: 2016

Fondateurs

Misha EsipovFounder/CEO

Ce que fait Nova Credit

Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly through alternative credit data. As a Consumer Reporting Agency (CRA), Nova Credit leverages its unique data infrastructure, compliance framework, and credit expertise to help lenders fill critical gaps in traditional credit analytics. The company transforms the fragmented universe of consumer financial data into compliant, actionable risk insights through a comprehensive platform designed to increase conversion through expanded coverage, speed, and reliability. Leading organizations, including HSBC, RBC, SoFi, Scotiabank, Appfolio, and Yardi, work with Nova Credit to make smarter credit decisions through cash flow underwriting with Cash Atlas™, quickly verify income with Income Navigator, and reach new-to-country consumers with Credit Passport®. Nova Credit is backed by investors including Kleiner Perkins, General Catalyst, Index Ventures, and Canapi as well as executives from Goldman Sachs, JPMorgan, and Citi. Learn more at or reach out to.

Candidature YC de Nova Credit, reconstruite

Candidature Y Combinator

Nova Credit, promotion Summer 2016. Les vraies questions de candidature, répondues à partir de données publiques.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Nova Credit

Describe what your company does in 50 characters or less.

Bridging a world of consumer-permissioned credit data

What is your company going to make? Please describe your product and what it does or will do.

We built a credit data and analytics platform that aggregates alternative credit data globally and delivers it compliantly to lenders. Our products, like Credit Passport®, help lenders score new-to-country borrowers by filling gaps in traditional credit data. We also offer Cash Atlas™ for cash flow underwriting and Income Navigator to verify income quickly. The goal is to make credit decisions faster and more inclusive using fragmented global data sources.

Where do you live now, and where would the company be based after YC?

We live and work in New York City, and the company will be based there after YC.

Explain your decision regarding location.

New York City is a global fintech hub with proximity to customers and partners like HSBC and SoFi. It allows us to recruit experienced fintech talent and build relationships with financial institutions that use our platform.

21 réponses supplémentaires dans la candidature complète

se trouvent dans la version complète. Créez un compte gratuit pour l'ouvrir dans YC Insights, à côté de tous les autres batches YC.

Voir la candidature complète

Questions fréquemment posées

Est-ce la vraie candidature YC de Nova Credit ?

Non. Y Combinator garde les candidatures soumises privées. Ceci est une reconstruction : les vraies questions du formulaire YC, répondues à partir des données publiques de Nova Credit (notes de lancement, parcours des fondateurs, description du produit). Cela montre comment une entreprise comme Nova Credit se présenterait à YC, pas le texte qu'ils ont soumis.

À quel batch YC Nova Credit appartenait-il ?

Nova Credit faisait partie du batch Summer 2016 de Y Combinator.

Qui a fondé Nova Credit ?

Nova Credit a été fondé par Misha Esipov.

Que fait Nova Credit ?

Bridging a world of consumer-permissioned credit data

Comment lire la candidature complète reconstruite ?

Créez un compte Round Funded gratuit. La version complète de la candidature de Nova Credit en 26 réponses, et de chaque autre promotion YC, se trouve dans YC Insights.