Aplicación YC de Nova Credit

Summer 2016Active

Nova Credit pasó por Y Combinator en el batch Summer 2016 como una empresa de Fintech. Abajo: qué hace la empresa, quién la fundó y su aplicación a YC, reconstruida pregunta por pregunta en el formulario real de YC.

Batch YC: Summer 2016
Industria: FintechCredit and Lending
Tamaño del equipo: 100
Estado: Active
Lanzado: 2016

Fundadores

Misha EsipovFounder/CEO

Lo que hace Nova Credit

Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly through alternative credit data. As a Consumer Reporting Agency (CRA), Nova Credit leverages its unique data infrastructure, compliance framework, and credit expertise to help lenders fill critical gaps in traditional credit analytics. The company transforms the fragmented universe of consumer financial data into compliant, actionable risk insights through a comprehensive platform designed to increase conversion through expanded coverage, speed, and reliability. Leading organizations, including HSBC, RBC, SoFi, Scotiabank, Appfolio, and Yardi, work with Nova Credit to make smarter credit decisions through cash flow underwriting with Cash Atlas™, quickly verify income with Income Navigator, and reach new-to-country consumers with Credit Passport®. Nova Credit is backed by investors including Kleiner Perkins, General Catalyst, Index Ventures, and Canapi as well as executives from Goldman Sachs, JPMorgan, and Citi. Learn more at or reach out to.

Aplicación YC de Nova Credit, reconstruida

Solicitud de Y Combinator

Nova Credit, batch Summer 2016. Las preguntas reales del formulario, respondidas con datos públicos.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Nova Credit

Describe what your company does in 50 characters or less.

Bridging a world of consumer-permissioned credit data

What is your company going to make? Please describe your product and what it does or will do.

We built a credit data and analytics platform that aggregates alternative credit data globally and delivers it compliantly to lenders. Our products, like Credit Passport®, help lenders score new-to-country borrowers by filling gaps in traditional credit data. We also offer Cash Atlas™ for cash flow underwriting and Income Navigator to verify income quickly. The goal is to make credit decisions faster and more inclusive using fragmented global data sources.

Where do you live now, and where would the company be based after YC?

We live and work in New York City, and the company will be based there after YC.

Explain your decision regarding location.

New York City is a global fintech hub with proximity to customers and partners like HSBC and SoFi. It allows us to recruit experienced fintech talent and build relationships with financial institutions that use our platform.

21 respuestas más en la aplicación completa

están en la versión completa. Crea una cuenta gratuita para abrirla en YC Insights, junto a cada otro batch de YC.

Ver aplicación completa

Preguntas Frecuentes

¿Es esta la aplicación YC real de Nova Credit?

No. Y Combinator mantiene privadas las aplicaciones enviadas. Esta es una reconstrucción: las preguntas reales del formulario de YC, respondidas a partir de los datos públicos de Nova Credit (notas de lanzamiento, antecedentes de fundadores, descripción del producto). Muestra cómo una empresa como Nova Credit se presentaría a YC, no el texto que enviaron.

¿En qué batch de YC estuvo Nova Credit?

Nova Credit formó parte del batch Summer 2016 de Y Combinator.

¿Quién fundó Nova Credit?

Nova Credit fue fundado por Misha Esipov.

¿A qué se dedica Nova Credit?

Bridging a world of consumer-permissioned credit data

¿Cómo leo la aplicación completa reconstruida?

Crea una cuenta gratuita de Round Funded. La versión completa de 26 respuestas de la aplicación de Nova Credit, y de cada otro batch de YC, está en YC Insights.