TextPayMe YC 申请

Summer 2005Acquired

TextPayMe 在 Summer 2005 批次的 Y Combinator 中作为一家 Fintech 公司进行过。以下是：公司做什么、谁创立了它，以及其 YC 申请，按照真实 YC 表格逐题重建。

YC 批次: Summer 2005
行业: FintechConsumer Finance
团队规模: 11
状态: Acquired
已发布: 2012

创始人

Phil YuenFounder/CEO

TextPayMe 做什么

Founded in 2005, TextPayMe is an SMS payment service that lets you send money to other people using cell phone text messaging. TextPayMe lets you send money to anyone else in the US with an SMS-capable cell phone, and while phone carriers may charge for the actual text message sent/received, sending and receiving money is free while TextPayMe remains in Beta. In July 2006, the TextPayMe team started working for Amazon and, as of 2011, the site redirects to an Amazon's mobile payment website. There was no press release related to this event but it's assumed the company was acquired. Sending and receiving payments through TextPayMe is easy: simply write a text message to with "pay amount phonenumber" in the body (i.e. to send $5 to, text "pay "). The service is secure as well, as each payment needs to be confirmed by a user-created PIN. To fund your transactions, TextPayMe lets you add money directly from your bank account and now also lets you link your credit card as well. Currently, the maximum amount that can be sent or received per month is $500.

TextPayMe 的 YC 申请，重建版

Y Combinator 申请

TextPayMe，Summer 2005 期。来自公开数据的真实申请问题解答。

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

TextPayMe

Describe what your company does in 50 characters or less.

Send money using text messages via SMS

What is your company going to make? Please describe your product and what it does or will do.

We built an SMS payment service that lets anyone with an SMS-capable phone in the US send and receive money simply by texting commands like "pay " to. Users fund transactions via linked bank accounts or credit cards. Every payment requires a PIN for security. The service is free while in beta and limits monthly transactions to $500.

Where do you live now, and where would the company be based after YC?

We live and work in Redmond, WA, and plan to base the company here after YC as well.

Explain your decision regarding location.

We are based in Redmond because we are local and close to financial and mobile infrastructure partners. Staying here lets us move quickly and coordinate easily as a small team.

21 更多回答在完整申请中

Founders, Progress, Idea, Equity, Curious, Batch Preference 包含在完整版中。创建免费账户即可在 YC Insights 中打开，紧邻每个其他 YC 批次。

查看完整申请

常见问题解答

这是 TextPayMe 的真实 YC 申请吗？

不是。Y Combinator 对提交的申请保密。这是重建版：使用 TextPayMe 的公开数据（发布笔记、创始人背景、产品描述）回答真实的 YC 表格问题。它展示了像 TextPayMe 这样的公司会如何向 YC 自我介绍，而不是他们提交的文本。

TextPayMe 是哪个 YC 批次的？

TextPayMe 是 Y Combinator Summer 2005 批次的成员。

谁创立了 TextPayMe？

TextPayMe 由 Phil Yuen 创立。

如何阅读完整的重建申请？

创建免费的 Round Funded 账户。YC Insights 中包含 TextPayMe 的完整 26 个问题的版本，以及其他所有 YC 批次的公司信息。