Sunlight YC 申请

Summer 2022Active

Sunlight 在 Summer 2022 批次的 Y Combinator 中作为一家 Fintech 公司进行过。以下是：公司做什么、谁创立了它，以及其 YC 申请，按照真实 YC 表格逐题重建。

YC 批次: Summer 2022
行业: Fintech
团队规模: 6
状态: Active
已发布: 2022

创始人

Guy ZivFounder
Leo ChaneaFounder
Gil PeretzFounder

Sunlight 做什么

Sunlight is an API to change the card-on-file with apps and subscription services. Fintechs use Sunlight to automatically make their cards top-of-wallet as soon as they're issued. Merchants, service providers and subscriptions-based businesses everywhere now offer their customers the ability to save a debit/credit card on file, so they can pay their bills on time, buy in one click, or earn rewards. In 2021, 79% of consumers worldwide reported already having at least one payment card saved with a service or being open to doing so. In recent years, card-issuing as-a-service has become mainstream: any company can now start their own card business in a matter of weeks. Last year, the number of new payment cards issued was at an all-time high. For users, however, switching banks or opening a new card now comes with an additional hurdle: they need to update their payment info across the internet. On the other side of that equation, card issuers have no visibility or control over the card-on-file updating process, and as a result struggle to get their new users to switch their spend from their old card to the new one, leading to low conversion rates and missed revenue opportunities. Until Sunlight. With our universal get-your-card-on-file API, FIs can now offer their users, at any point in their journey, a quick and easy way to update their debit/credit card info everywhere they shop or pay online, without ever leaving their Apps. The Sunlight API works on every platform that has a card-on-file option (think Uber, Amazon, Netflix, DoorDash, Starbucks and so many more…), is as seamless as a Plaid connection, and always gets the card number and CVV code right on the first try!

Sunlight 的 YC 申请，重建版

Y Combinator 申请

Sunlight，Summer 2022 期。来自公开数据的真实申请问题解答。

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Sunlight

Describe what your company does in 50 characters or less.

The Universal Card-On-File API

What is your company going to make? Please describe your product and what it does or will do.

We built an API that lets financial institutions update their users' card-on-file information automatically across merchant apps and subscription services. When a card is issued or refreshed, Sunlight updates it everywhere the user has saved their card, without them needing to go to each app to change it.

Where do you live now, and where would the company be based after YC?

We are based in New York, NY, and Tel Aviv-Yafo, Tel Aviv District, Israel.

Explain your decision regarding location.

We're split between the US and Israel because that's where our founding team lives and works. Both locations have strong fintech ecosystems, which helps us build and sell Sunlight.

21 更多回答在完整申请中

Founders, Progress, Idea, Equity, Curious, Batch Preference 包含在完整版中。创建免费账户即可在 YC Insights 中打开，紧邻每个其他 YC 批次。

查看完整申请

常见问题解答

这是 Sunlight 的真实 YC 申请吗？

不是。Y Combinator 对提交的申请保密。这是重建版：使用 Sunlight 的公开数据（发布笔记、创始人背景、产品描述）回答真实的 YC 表格问题。它展示了像 Sunlight 这样的公司会如何向 YC 自我介绍，而不是他们提交的文本。

Sunlight 是哪个 YC 批次的？

Sunlight 是 Y Combinator Summer 2022 批次的成员。

谁创立了 Sunlight？

Sunlight 由 Guy Ziv, Leo Chanea, Gil Peretz 创立。

Sunlight 做什么？