Sivo YC 申请

Winter 2021Active

Sivo 在 Winter 2021 批次的 Y Combinator 中作为一家 Fintech 公司进行过。以下是：公司做什么、谁创立了它，以及其 YC 申请，按照真实 YC 表格逐题重建。

YC 批次: Winter 2021
行业: FintechCredit and Lending
团队规模: 15
状态: Active
已发布: 2021

创始人

Kate HiscoxFounder
Dani Conejo RicoFounder

Sivo 做什么

Sivo provides debt as a service. Our API and risk protocol allows fintechs, neobanks, and gig platforms to lend money to their users, at scale, without having to raise debt which can take up to two years. You can think of us as Stripe for Debt. We started 6 months ago, in March signed a $100m debt capital partnership, and will be launching our API in April. We already have more than 100 companies in our customer pipeline including Uber. We’ve been able to move so quickly because we are a team with previous exits and decades of experience in risk, debt, and enterprise software for companies including Goldman Sachs, Revolut, NASA, McKinsey and Citigroup.

Sivo 的 YC 申请，重建版

Y Combinator 申请

Sivo，Winter 2021 期。来自公开数据的真实申请问题解答。

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Sivo

Describe what your company does in 50 characters or less.

Debt as a service for companies

What is your company going to make? Please describe your product and what it does or will do.

We are building an API and risk protocol that lets fintechs, neobanks, and gig platforms lend money to their users at scale without having to raise debt themselves. This lets our customers onboard debt quickly without the years-long process of arranging capital. Think of us as Stripe for debt.

Where do you live now, and where would the company be based after YC?

We live and operate out of San Francisco, CA, and after YC, we will remain based there, continuing remote work with the team.

Explain your decision regarding location.

We chose San Francisco for its fintech ecosystem and access to experienced talent. Our team is partly remote to cover multiple time zones and tap diverse expertise, but SF remains our core hub.

21 更多回答在完整申请中

Founders, Progress, Idea, Equity, Curious, Batch Preference 包含在完整版中。创建免费账户即可在 YC Insights 中打开，紧邻每个其他 YC 批次。

查看完整申请

常见问题解答

这是 Sivo 的真实 YC 申请吗？

不是。Y Combinator 对提交的申请保密。这是重建版：使用 Sivo 的公开数据（发布笔记、创始人背景、产品描述）回答真实的 YC 表格问题。它展示了像 Sivo 这样的公司会如何向 YC 自我介绍，而不是他们提交的文本。

Sivo 是哪个 YC 批次的？

Sivo 是 Y Combinator Winter 2021 批次的成员。

谁创立了 Sivo？

Sivo 由 Kate Hiscox, Dani Conejo Rico 创立。

Sivo 做什么？

Debt as a service for companies to lend money to their users at scale.

如何阅读完整的重建申请？

创建免费的 Round Funded 账户。YC Insights 中包含 Sivo 的完整 26 个问题的版本，以及其他所有 YC 批次的公司信息。