Penny YC 申请

Winter 2017Acquired

Penny 在 Winter 2017 批次的 Y Combinator 中作为一家 Fintech 公司进行过。以下是：公司做什么、谁创立了它，以及其 YC 申请，按照真实 YC 表格逐题重建。

YC 批次: Winter 2017
行业: FintechConsumer Finance
团队规模: 2
状态: Acquired
已发布: 2016

创始人

Mitch LeeFounder
Alex QuachFounder

Penny 做什么

Penny is a personal finance app that helps you track your income and spending. Penny accesses your statement history - with your permission - and uses that information to help you manage your finances. Whenever you open the app, she’ll chat with you about your finances: letting you know how you’re doing this month, forecasting where you’ll be next month, giving you a heads up about upcoming bills, or even helping you cancel services you don’t use. Penny makes finances less intimidating and stressful. Many apps have lots of useful features, but they’re often hard to use and time-consuming. Penny automatically organizes your finances, explains them simply and clearly, and tells you what you need to know, when you need to know it.

Penny 的 YC 申请，重建版

Y Combinator 申请

Penny，Winter 2017 期。来自公开数据的真实申请问题解答。

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Penny

Describe what your company does in 50 characters or less.

Penny simplifies personal finance tracking.

What is your company going to make? Please describe your product and what it does or will do.

We made Penny, a personal finance app that accesses your bank statements with permission to track income and spending. Penny chats with users regularly about how they're doing financially, forecasts future trends, and warns about upcoming bills or unused subscriptions. It automatically organizes and explains finances in a way people find easier and less stressful than existing apps.

Where do you live now, and where would the company be based after YC?

We both live in San Francisco and plan to base the company here after YC.

Explain your decision regarding location.

San Francisco is where we live and the center of fintech innovation and startup talent, making it the natural place to build Penny.

21 更多回答在完整申请中

Founders, Progress, Idea, Equity, Curious, Batch Preference 包含在完整版中。创建免费账户即可在 YC Insights 中打开，紧邻每个其他 YC 批次。

查看完整申请

常见问题解答

这是 Penny 的真实 YC 申请吗？

不是。Y Combinator 对提交的申请保密。这是重建版：使用 Penny 的公开数据（发布笔记、创始人背景、产品描述）回答真实的 YC 表格问题。它展示了像 Penny 这样的公司会如何向 YC 自我介绍，而不是他们提交的文本。

Penny 是哪个 YC 批次的？

Penny 是 Y Combinator Winter 2017 批次的成员。

谁创立了 Penny？

Penny 由 Mitch Lee, Alex Quach 创立。

Penny 做什么？

Penny makes keeping track of your finances as easy as having a…

如何阅读完整的重建申请？

创建免费的 Round Funded 账户。YC Insights 中包含 Penny 的完整 26 个问题的版本，以及其他所有 YC 批次的公司信息。