Palus Finance YC 申请

Winter 2026Active

Palus Finance 在 Winter 2026 批次的 Y Combinator 中作为一家 Fintech 公司进行过。以下是：公司做什么、谁创立了它，以及其 YC 申请，按照真实 YC 表格逐题重建。

YC 批次: Winter 2026
行业: Fintech
团队规模: 2
状态: Active
已发布: 2026

创始人

Sam LushtakFounder and CEO
Michael GonzalezFounder

Palus Finance 做什么

Palus Finance is the first treasury management platform with a higher-yield bond portfolio for companies’ idle cash. We launched in late February and are live with 33 companies, growing 110% week-over-week. Existing startup/SMB treasury products just sweep cash into a money market fund and charge a high management fee. Palus offers a short-duration bond portfolio which safely earns ~40% more yield than money market funds, with sub-3-day liquidity, and 5-minute setup with customers' existing bank accounts. We see treasury as a great wedge to eventually offer full-suite banking services to all high-growth companies. Sam and Michael are technical cofounders who met at Caltech. Sam previously built the AI research platform for a $3T AUM asset manager; Michael built quantum computers for the defense industry.

Palus Finance 的 YC 申请，重建版

Y Combinator 申请

Palus Finance，Winter 2026 期。来自公开数据的真实申请问题解答。

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Palus Finance

Describe what your company does in 50 characters or less.

40% higher yields on company cash, in under 5 minutes.

What is your company going to make? Please describe your product and what it does or will do.

We built a treasury management platform that gives companies a short-duration bond portfolio for idle cash. It beats money market funds by about 40% yield and takes under 5 minutes to set up with their existing bank accounts. Customers keep liquidity in under 3 days. We're live with dozens of companies and growing fast.

Where do you live now, and where would the company be based after YC?

n/a

Explain your decision regarding location.

n/a

21 更多回答在完整申请中

Founders, Progress, Idea, Equity, Curious, Batch Preference 包含在完整版中。创建免费账户即可在 YC Insights 中打开，紧邻每个其他 YC 批次。

查看完整申请

常见问题解答

这是 Palus Finance 的真实 YC 申请吗？

不是。Y Combinator 对提交的申请保密。这是重建版：使用 Palus Finance 的公开数据（发布笔记、创始人背景、产品描述）回答真实的 YC 表格问题。它展示了像 Palus Finance 这样的公司会如何向 YC 自我介绍，而不是他们提交的文本。

Palus Finance 是哪个 YC 批次的？

Palus Finance 是 Y Combinator Winter 2026 批次的成员。

谁创立了 Palus Finance？

Palus Finance 由 Sam Lushtak, Michael Gonzalez 创立。

Palus Finance 做什么？