Pagaloop

Pagaloop YC 申请

Winter 2021Active

Pagaloop 在 Winter 2021 批次的 Y Combinator 中作为一家 Fintech 公司进行过。以下是:公司做什么、谁创立了它,以及其 YC 申请,按照真实 YC 表格逐题重建。

YC 批次
Winter 2021
行业
FintechPayments
团队规模
23
状态
Active
已发布
2021

创始人

  • Gerardo Briones
    Gerardo BrionesFounder
  • Carlos Cruz
    Carlos CruzFounder
  • LUIS FERNANDO DOSAL G
    LUIS FERNANDO DOSAL GFounder

Pagaloop 做什么

Pagaloop helps business owners and persons in Latin America pay, get paid and extend cash flow using credit cards to finance expenses like rent, taxes, payroll and suppliers, via an extended network of relevant partnerships (federal/local governments, AMEX, HSBC, schools and universities, etc.). The Company provides a service in which a payment is made to a third party (that would typically not accept credit card as a payment method) in exchange for a fee of 4.7% (+ taxes). Additionally, Pagaloop offers payments in 3, 6, 9 or 12 months with an extremely accessible commission. All of those solutions without taking any underwriting risk, which remains at the issuer of the credit line.

Pagaloop 的 YC 申请,重建版

Y Combinator 申请

Pagaloop,Winter 2021 期。来自公开数据的真实申请问题解答。

  1. Founders2
  2. Company7
  3. Progress7
  4. Idea4
  5. Equity3
  6. Curious2
  7. Batch Preference1

Company

Company name

Pagaloop

Describe what your company does in 50 characters or less.

Use credit cards to pay bills and manage cash flow

What is your company going to make? Please describe your product and what it does or will do.

We built a platform that lets businesses and individuals in Latin America pay expenses like rent, taxes, payroll, and suppliers using their credit cards, even when these recipients usually don't accept cards. Our service pays the third party on the user's behalf and charges a 4.7% fee plus taxes. Users can also choose installment plans of 3, 6, 9 or 12 months with low commissions. We don't take credit risk; all underwriting remains with the credit issuer. This helps users extend their cash flow without needing new credit lines or loans.

Where do you live now, and where would the company be based after YC?

We live and work mostly in Mexico City, CDMX, Mexico, and the company would remain based here after YC.

Explain your decision regarding location.

Mexico City is where our users are and where we have built partnerships with governments and financial institutions. Staying local lets us focus on solving the specific credit card payment gaps in Latin America, which are different from other regions.

21 更多回答 在完整申请中

Founders, Progress, Idea, Equity, Curious, Batch Preference 包含在完整版中。创建免费账户即可在 YC Insights 中打开,紧邻每个其他 YC 批次。

常见问题解答

这是 Pagaloop 的真实 YC 申请吗?

不是。Y Combinator 对提交的申请保密。这是重建版:使用 Pagaloop 的公开数据(发布笔记、创始人背景、产品描述)回答真实的 YC 表格问题。它展示了像 Pagaloop 这样的公司会如何向 YC 自我介绍,而不是他们提交的文本。

Pagaloop 是哪个 YC 批次的?

Pagaloop 是 Y Combinator Winter 2021 批次的成员。

谁创立了 Pagaloop?

Pagaloop 由 Gerardo Briones, Carlos Cruz, LUIS FERNANDO DOSAL G 创立。

Pagaloop 做什么?

Pay, Get Paid and Extend Cash Flow using your Credit Card as…

如何阅读完整的重建申请?

创建免费的 Round Funded 账户。YC Insights 中包含 Pagaloop 的完整 26 个问题的版本,以及其他所有 YC 批次的公司信息。

更多 YC 初创公司,例如 Pagaloop