Momento YC 申请

Winter 2022Active

Momento 在 Winter 2022 批次的 Y Combinator 中作为一家 Fintech 公司进行过。以下是：公司做什么、谁创立了它，以及其 YC 申请，按照真实 YC 表格逐题重建。

YC 批次: Winter 2022
行业: FintechInsurance
团队规模: 18
状态: Active
已发布: 2022

创始人

Lois Rogel VenceFounder
León Bartolomé CarreñoFounder
Andrés Guerrero ÁlvarezFounder

Momento 做什么

In Momento we are going through a challenging regulatory process to become a fully-licensed insurance carrier. By doing so, we will be able to underwrite risk, set prices and, ultimately, become owners of the product. Once approved, around summer 22, we will be in a great position to size the $13bn untapped opportunity of +30 Mn uninsured vehicles - just in Mexico! As we will be able to attack the main pain points in the market: i) antiquated underwriting models and ii) payment conditions only adapted for the affluent. To succeed, we have assembled an elite team with both innovative and experienced profiles. We are three cofounders, two ex-McKinsey and one ex-P&G, and we managed to attract two heavyweights of the Mexican insurance industry: the previous CUO of Zurich Mexico and the previous CFO and VP of Finance of ING and AXA Mexico.

Momento 的 YC 申请，重建版

Y Combinator 申请

Momento，Winter 2022 期。来自公开数据的真实申请问题解答。

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Momento

Describe what your company does in 50 characters or less.

Full-stack auto insurer for underserved LatAm

What is your company going to make? Please describe your product and what it does or will do.

We are building a full-stack auto insurance company focused on the underserved market in Mexico. Once licensed, we'll underwrite risk, set prices, and offer better payment terms tailored for the 30 million uninsured vehicles. We're attacking outdated underwriting models and inflexible payment structures.

Where do you live now, and where would the company be based after YC?

We live in Mexico City, and the company is based here as well.

Explain your decision regarding location.

Being based in Mexico City puts us at the center of our market. We understand local regulations, clients, and the insurance ecosystem better than anyone outside the country. Our regulatory process requires presence and relationships here.

21 更多回答在完整申请中

Founders, Progress, Idea, Equity, Curious, Batch Preference 包含在完整版中。创建免费账户即可在 YC Insights 中打开，紧邻每个其他 YC 批次。

查看完整申请

常见问题解答

这是 Momento 的真实 YC 申请吗？

不是。Y Combinator 对提交的申请保密。这是重建版：使用 Momento 的公开数据（发布笔记、创始人背景、产品描述）回答真实的 YC 表格问题。它展示了像 Momento 这样的公司会如何向 YC 自我介绍，而不是他们提交的文本。

Momento 是哪个 YC 批次的？

Momento 是 Y Combinator Winter 2022 批次的成员。

谁创立了 Momento？

Momento 由 Lois Rogel Vence, León Bartolomé Carreño, Andrés Guerrero Álvarez 创立。

Momento 做什么？

Building a full-stack auto insurer for the underserved in LatAm

如何阅读完整的重建申请？

创建免费的 Round Funded 账户。YC Insights 中包含 Momento 的完整 26 个问题的版本，以及其他所有 YC 批次的公司信息。