Milio YC 申请

Winter 2023Active

Milio 在 Winter 2023 批次的 Y Combinator 中作为一家 Fintech 公司进行过。以下是：公司做什么、谁创立了它，以及其 YC 申请，按照真实 YC 表格逐题重建。

YC 批次: Winter 2023
行业: Fintech
团队规模: 16
状态: Active
已发布: 2023

创始人

Toni RieraFounder
Daniel GomezFounder
Juan Luis Perez EFounder

Milio 做什么

Milio is a fully interoperable and immediate payment system for Colombia through a single API connected to millions of accounts. Milio allows companies to perform payable and receivable in real time without ACH rails. We provide our solution through two Plug and Play integrations: PID payment button: End-to-end, white label, native, non-redirection payment technology for your customers to pay you account-to-account more efficiently than PSE, without heavy and inefficient ACH cycles and fixed rates. Technology: API, SDK, Checkout UI. Immediate disbursement: Single API connection to all banks, allowing any company or person to disburse 24/7, in real-time, with immediate crediting of funds to third parties at any bank or digital wallet. Technology: API, Dashboard UI.

Milio 的 YC 申请，重建版

Y Combinator 申请

Milio，Winter 2023 期。来自公开数据的真实申请问题解答。

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Milio

Describe what your company does in 50 characters or less.

B2B-2C real-time account to account payments

What is your company going to make? Please describe your product and what it does or will do.

We built Milio to enable companies in Colombia to send and receive payments in real-time through a single API that connects to millions of bank accounts and digital wallets. Our product offers two integrations: a white-label PID payment button that lets businesses get paid directly account-to-account, and an immediate disbursement API so companies can pay out funds instantly across banks 24/7 without relying on slow ACH cycles.

Where do you live now, and where would the company be based after YC?

We live in Bogotá, Colombia, and the company is based here. After YC, we plan to continue operating from Bogotá.

Explain your decision regarding location.

We built Milio specifically for the Colombian market, which is fragmented and slow due to reliance on ACH payments. Being based in Bogotá allows us to work closely with local banks, businesses, and regulatory bodies to solve real pain points.

21 更多回答在完整申请中

Founders, Progress, Idea, Equity, Curious, Batch Preference 包含在完整版中。创建免费账户即可在 YC Insights 中打开，紧邻每个其他 YC 批次。

查看完整申请

常见问题解答

这是 Milio 的真实 YC 申请吗？

不是。Y Combinator 对提交的申请保密。这是重建版：使用 Milio 的公开数据（发布笔记、创始人背景、产品描述）回答真实的 YC 表格问题。它展示了像 Milio 这样的公司会如何向 YC 自我介绍，而不是他们提交的文本。

Milio 是哪个 YC 批次的？

Milio 是 Y Combinator Winter 2023 批次的成员。

谁创立了 Milio？

Milio 由 Toni Riera, Daniel Gomez, Juan Luis Perez E 创立。

Milio 做什么？