Final YC 申请

Winter 2015Acquired

Final 在 Winter 2015 批次的 Y Combinator 中作为一家 Fintech 公司进行过。以下是：公司做什么、谁创立了它，以及其 YC 申请，按照真实 YC 表格逐题重建。

YC 批次: Winter 2015
行业: FintechPayments
团队规模: 11
状态: Acquired
已发布: 2014

创始人

Matt RothsteinFounder/CTO

Final 做什么

At Final, we are re-building the credit card from the ground up. Final is issuing a credit card that gives consumers total control over their merchant relationships, transparency in their spending, and piece of mind across all payment experiences. Rather than a single, 16-digit card number, Final generates multiple card numbers and manages them automatically. It works everywhere you buy; online, and offline, and integrates with digital wallets like Google Wallet and ApplePay with zero updates to the payment infrastructure. Bottom line - with Final, you’ll never lose access to your spending ability from a breach, fraud, cancelled or stolen card ever again.

Final 的 YC 申请，重建版

Y Combinator 申请

Final，Winter 2015 期。来自公开数据的真实申请问题解答。

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Final

Describe what your company does in 50 characters or less.

A credit card that cuts payment fraud

What is your company going to make? Please describe your product and what it does or will do.

We are building a credit card that replaces the traditional single card number with multiple automatically managed card numbers per user. This gives consumers control over merchant relationships, visibility into their spending, and protection against fraud, breaches, or lost cards. It works everywhere cards do and integrates with digital wallets like Apple Pay and Google Wallet without updating payment infrastructure.

Where do you live now, and where would the company be based after YC?

We live in Oakland, CA and plan to keep the company based here after YC.

Explain your decision regarding location.

Oakland is where we already live and have built the product as a small team. Staying local keeps us focused and close to our engineering and user base.

21 更多回答在完整申请中

Founders, Progress, Idea, Equity, Curious, Batch Preference 包含在完整版中。创建免费账户即可在 YC Insights 中打开，紧邻每个其他 YC 批次。

查看完整申请

常见问题解答

这是 Final 的真实 YC 申请吗？

不是。Y Combinator 对提交的申请保密。这是重建版：使用 Final 的公开数据（发布笔记、创始人背景、产品描述）回答真实的 YC 表格问题。它展示了像 Final 这样的公司会如何向 YC 自我介绍，而不是他们提交的文本。

Final 是哪个 YC 批次的？

Final 是 Y Combinator Winter 2015 批次的成员。

谁创立了 Final？

Final 由 Matt Rothstein 创立。

Final 做什么？

A credit card that drastically reduces payment fraud and gives…

如何阅读完整的重建申请？

创建免费的 Round Funded 账户。YC Insights 中包含 Final 的完整 26 个问题的版本，以及其他所有 YC 批次的公司信息。