Cheddar YC 申请

Summer 2014Inactive

Cheddar 在 Summer 2014 批次的 Y Combinator 中作为一家 Fintech 公司进行过。以下是：公司做什么、谁创立了它，以及其 YC 申请，按照真实 YC 表格逐题重建。

YC 批次: Summer 2014
行业: FintechBanking and Exchange
团队规模: 2
状态: Inactive
已发布: 2014

创始人

Alex FryerFounder/CEO
Brian BrunnerFounder

Cheddar 做什么

Ditch your bare-bones, high-fee checking account. You deserve free and powerful everyday banking. Nearly 3 out of 4 millennials would rather go to the dentist than listen to their bank. While it's possible that we just really love our oral hygiene, it's more likely that we don't trust or like our banks. It's not hard to understand why. Big banks use big budgets and armies of salespeople and marketers to sell old-school products layered with fees and penalties. Their profits increase when we spend more, overuse debt, and make mistakes like overdrafting. Big banks get away with this because banking is such a vital service. Everyday spending and saving decisions that begin at the checking account ultimately determine whether we'll lead a healthy and secure financial life. What can be done? Bill Gates believes banks aren't necessary for banking. Millennials believe technology companies can make banking better. So let's build a better bank. Cheddar is a new mobile bank account, debit card, and business model to free the world from underpowered checking accounts and evil banks.

Cheddar 的 YC 申请，重建版

Y Combinator 申请

Cheddar，Summer 2014 期。来自公开数据的真实申请问题解答。

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Cheddar

Describe what your company does in 50 characters or less.

The Best Mobile Checking Account

What is your company going to make? Please describe your product and what it does or will do.

We are building a mobile bank account with a debit card designed for millennials who hate traditional banks. Our product offers a free alternative to checking accounts loaded with fees and penalties. It helps people take control of their everyday spending and saving without the usual traps big banks set.

Where do you live now, and where would the company be based after YC?

We do not have a fixed location now, and plan to base the company wherever makes the most sense after YC.

Explain your decision regarding location.

We want to stay flexible given the small size of our founding team and the early stage of the product, focusing on testing and customer acquisition wherever possible.

21 更多回答在完整申请中

Founders, Progress, Idea, Equity, Curious, Batch Preference 包含在完整版中。创建免费账户即可在 YC Insights 中打开，紧邻每个其他 YC 批次。

查看完整申请

常见问题解答

这是 Cheddar 的真实 YC 申请吗？

不是。Y Combinator 对提交的申请保密。这是重建版：使用 Cheddar 的公开数据（发布笔记、创始人背景、产品描述）回答真实的 YC 表格问题。它展示了像 Cheddar 这样的公司会如何向 YC 自我介绍，而不是他们提交的文本。

Cheddar 是哪个 YC 批次的？

Cheddar 是 Y Combinator Summer 2014 批次的成员。

谁创立了 Cheddar？

Cheddar 由 Alex Fryer, Brian Brunner 创立。

Cheddar 做什么？