Altro

Altro YC 申请

Summer 2020Acquired

Altro 在 Summer 2020 批次的 Y Combinator 中作为一家 Fintech 公司进行过。以下是:公司做什么、谁创立了它,以及其 YC 申请,按照真实 YC 表格逐题重建。

YC 批次
Summer 2020
行业
FintechConsumer Finance
团队规模
29
状态
Acquired
已发布
2020

创始人

  • Michael Broughton
    Michael BroughtonFounder
  • Ayush Jain
    Ayush JainFounder

Altro 做什么

Altro (altro.io) is a platform that enables members to build credit no matter who they are, where they are from, or their history of credit access/score. We serve the 68M people in the US (mainly Women and POC) who are denied credit due to historical bias and the lack of access that current banks provide to credit building and tools. (It wasn't until The Equal Credit Opportunity Act in the 1970's that Women and "Minorities" could even get fair access to credit)! Altro has created a mobile that allows anyone to have access to credit, using their subscriptions as a means to start building their credit score. Altro lends to members a $75 Line of Credit to pay for their subscriptions, such as Netflix, Hulu, HelloFresh, etc. This card is built to solely work on the subscriptions that the member is already paying for, allowing them to securely use their $75 credit to build their credit using things they are already paying for. Doing this empowers folx who were denied credit a way to start building their score and financial power. Altro will service millions of people in not only building their credit, but also gaining access to the tools (such as personal loans, emergency funds, car/house loans and more) that they could not access prior.

Altro 的 YC 申请,重建版

Y Combinator 申请

Altro,Summer 2020 期。来自公开数据的真实申请问题解答。

  1. Founders2
  2. Company7
  3. Progress7
  4. Idea4
  5. Equity3
  6. Curious2
  7. Batch Preference1

Company

Company name

Altro

Describe what your company does in 50 characters or less.

Build Credit With Your Subscriptions

What is your company going to make? Please describe your product and what it does or will do.

We built a mobile platform that lets people build credit by using a $75 line of credit to pay for subscriptions they already have, like Netflix or Hulu. This lets those denied credit start building a credit score through payments on services they are already paying for.

Where do you live now, and where would the company be based after YC?

We live in Los Angeles, CA, and after YC we plan to keep the company based here while supporting remote team members.

Explain your decision regarding location.

Los Angeles has a diverse population that our product serves and gives us access to tech talent. We also support remote work to hire the best people wherever they are.

21 更多回答 在完整申请中

Founders, Progress, Idea, Equity, Curious, Batch Preference 包含在完整版中。创建免费账户即可在 YC Insights 中打开,紧邻每个其他 YC 批次。

常见问题解答

这是 Altro 的真实 YC 申请吗?

不是。Y Combinator 对提交的申请保密。这是重建版:使用 Altro 的公开数据(发布笔记、创始人背景、产品描述)回答真实的 YC 表格问题。它展示了像 Altro 这样的公司会如何向 YC 自我介绍,而不是他们提交的文本。

Altro 是哪个 YC 批次的?

Altro 是 Y Combinator Summer 2020 批次的成员。

谁创立了 Altro?

Altro 由 Michael Broughton, Ayush Jain 创立。

Altro 做什么?

Build Credit With Your Subscriptions

如何阅读完整的重建申请?

创建免费的 Round Funded 账户。YC Insights 中包含 Altro 的完整 26 个问题的版本,以及其他所有 YC 批次的公司信息。

更多 YC 初创公司,例如 Altro