Palus Finance YC Başvurusu

Winter 2026Active

Palus Finance, Fintech şirketi olarak Winter 2026 grubunda Y Combinator'dan geçti. Aşağıda: şirketin ne yaptığı, kimin kurduğu ve gerçek YC formunda yeniden yapılandırılmış YC başvurusu.

YC grubu: Winter 2026
Sektör: Fintech
Ekip büyüklüğü: 2
Durum: Active
Lansmanı Yapıldı: 2026

Kurucular

Sam LushtakFounder and CEO
Michael GonzalezFounder

Palus Finance ne yapar

Palus Finance is the first treasury management platform with a higher-yield bond portfolio for companies’ idle cash. We launched in late February and are live with 33 companies, growing 110% week-over-week. Existing startup/SMB treasury products just sweep cash into a money market fund and charge a high management fee. Palus offers a short-duration bond portfolio which safely earns ~40% more yield than money market funds, with sub-3-day liquidity, and 5-minute setup with customers' existing bank accounts. We see treasury as a great wedge to eventually offer full-suite banking services to all high-growth companies. Sam and Michael are technical cofounders who met at Caltech. Sam previously built the AI research platform for a $3T AUM asset manager; Michael built quantum computers for the defense industry.

Palus Finance'in YC başvurusu, yeniden yapılandırılmış

Y Combinator başvurusu

Palus Finance, Winter 2026 dönemi. Gerçek form soruları, herkese açık verilerden yanıtlandı.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Palus Finance

Describe what your company does in 50 characters or less.

40% higher yields on company cash, in under 5 minutes.

What is your company going to make? Please describe your product and what it does or will do.

We built a treasury management platform that gives companies a short-duration bond portfolio for idle cash. It beats money market funds by about 40% yield and takes under 5 minutes to set up with their existing bank accounts. Customers keep liquidity in under 3 days. We're live with dozens of companies and growing fast.

Where do you live now, and where would the company be based after YC?

n/a

Explain your decision regarding location.

n/a

Tam başvuruda 21 ek cevap

Founders, Progress, Idea, Equity, Curious, Batch Preference tam sürümde. YC Insights'ta, diğer her YC grubu yanında açmak için ücretsiz bir hesap oluşturun.

Tüm başvuruyu gör

Sıkça Sorulan Sorular

Bu, Palus Finance şirketinin gerçek YC başvurusu mu?

Hayır. Y Combinator gönderilen başvuruları gizli tutar. Bu bir yeniden yapılandırmadır: gerçek YC form soruları, Palus Finance'in kamuya açık verilerinden (lansman notları, kurucu geçmişleri, ürün açıklaması) yanıtlanmıştır. Palus Finance gibi bir şirketin YC'ye kendisini nasıl sunacağını gösterir, gönderdikleri metni değil.