LendUp YC Başvurusu

Winter 2012Inactive

LendUp, Fintech şirketi olarak Winter 2012 grubunda Y Combinator'dan geçti. Aşağıda: şirketin ne yaptığı, kimin kurduğu ve gerçek YC formunda yeniden yapılandırılmış YC başvurusu.

YC grubu: Winter 2012
Sektör: FintechCredit and Lending
Ekip büyüklüğü: 201
Durum: Inactive
Lansmanı Yapıldı: 2011

Kurucular

Sasha OrloffFounder/CEO
Jacob RosenbergFounder/CTO

LendUp ne yapar

Could a fintech company be built that helps people today, and prepares them for tomorrow? One that offers consumers high quality, mobile-first credit and savings products and protects them from tricks and traps? That’s LendUp. LendUp's mission is to provide anyone with a better path to financial health. We believe there are two types of financial products: chutes and ladders. Ladders help people up, chutes push people down. One of our core values is that every product we offer at LendUp is a ladder, measured by the long-term financial well-being of our customers. LendUp credit cards, loans, and savings resources reflect our commitment to getting our customers to a better financial state. We are a data-driven company and build all of our technology in-house. With a firm belief that you're more than your credit score, we're extending credit as aggressively as possible and helping solve for the income volatility and financial instability that affects more than 140 million Americans. We are backed by more than $325 million in debt and equity financing from investors such as GV, PayPal, Y Combinator, QED Investors, Susa Ventures, Data Collective, Thomvest Ventures, Kleiner Perkins, Kapor Capital, Bronze Investments, radicle impact, Victory Park Capital, Reddit co-founder Alexis Ohanian, Gmail founder Paul Buchheit, Troy Carter, and many others. One of our values is "different backgrounds, same mission." We come from venerable Silicon Valley technology companies, major banks, nonprofits and law firms. We're former consumer advocates, regulators and academics. Together, we're bringing our mission to life. Join us!

LendUp'in YC başvurusu, yeniden yapılandırılmış

Y Combinator başvurusu

LendUp, Winter 2012 dönemi. Gerçek form soruları, herkese açık verilerden yanıtlandı.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

LendUp

Describe what your company does in 50 characters or less.

Mobile-first credit and savings for financial health

What is your company going to make? Please describe your product and what it does or will do.

We make credit and savings products designed to help people improve their financial health over time. Our products avoid traps like high fees and predatory terms and focus instead on building credit and savings sustainably for users with unstable income or low credit scores.

Where do you live now, and where would the company be based after YC?

We currently live in San Francisco, CA, and plan for the company to continue to be based here after YC.

Explain your decision regarding location.

San Francisco is where we have our network, talent, and the fintech ecosystem. Being here keeps us close to financial regulators and technology partners we need.

Tam başvuruda 21 ek cevap

Founders, Progress, Idea, Equity, Curious, Batch Preference tam sürümde. YC Insights'ta, diğer her YC grubu yanında açmak için ücretsiz bir hesap oluşturun.

Tüm başvuruyu gör

Sıkça Sorulan Sorular

Bu, LendUp şirketinin gerçek YC başvurusu mu?

Hayır. Y Combinator gönderilen başvuruları gizli tutar. Bu bir yeniden yapılandırmadır: gerçek YC form soruları, LendUp'in kamuya açık verilerinden (lansman notları, kurucu geçmişleri, ürün açıklaması) yanıtlanmıştır. LendUp gibi bir şirketin YC'ye kendisini nasıl sunacağını gösterir, gönderdikleri metni değil.