Заявка Nova Credit в YC

Summer 2016Active

Nova Credit прошел Y Combinator в потоке Summer 2016 как компания из сферы Fintech. Ниже: чем занимается компания, кто ее основал, и ее заявка в YC, реконструированная вопрос за вопросом в реальной форме YC.

Поток YC: Summer 2016
Сфера: FintechCredit and Lending
Размер команды: 100
Статус: Active
Запущено: 2016

Фаундеры

Misha EsipovFounder/CEO

Чем занимается Nova Credit

Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly through alternative credit data. As a Consumer Reporting Agency (CRA), Nova Credit leverages its unique data infrastructure, compliance framework, and credit expertise to help lenders fill critical gaps in traditional credit analytics. The company transforms the fragmented universe of consumer financial data into compliant, actionable risk insights through a comprehensive platform designed to increase conversion through expanded coverage, speed, and reliability. Leading organizations, including HSBC, RBC, SoFi, Scotiabank, Appfolio, and Yardi, work with Nova Credit to make smarter credit decisions through cash flow underwriting with Cash Atlas™, quickly verify income with Income Navigator, and reach new-to-country consumers with Credit Passport®. Nova Credit is backed by investors including Kleiner Perkins, General Catalyst, Index Ventures, and Canapi as well as executives from Goldman Sachs, JPMorgan, and Citi. Learn more at or reach out to.

Заявка Nova Credit в YC, реконструирована

Заявка Y Combinator

Nova Credit, батч Summer 2016. Реальные вопросы из анкеты, ответы из публичных данных.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Nova Credit

Describe what your company does in 50 characters or less.

Bridging a world of consumer-permissioned credit data

What is your company going to make? Please describe your product and what it does or will do.

We built a credit data and analytics platform that aggregates alternative credit data globally and delivers it compliantly to lenders. Our products, like Credit Passport®, help lenders score new-to-country borrowers by filling gaps in traditional credit data. We also offer Cash Atlas™ for cash flow underwriting and Income Navigator to verify income quickly. The goal is to make credit decisions faster and more inclusive using fragmented global data sources.

Where do you live now, and where would the company be based after YC?

We live and work in New York City, and the company will be based there after YC.

Explain your decision regarding location.

New York City is a global fintech hub with proximity to customers and partners like HSBC and SoFi. It allows us to recruit experienced fintech talent and build relationships with financial institutions that use our platform.

21 еще ответ в полной заявке

Founders, Progress, Idea, Equity, Curious, Batch Preference находятся в полной версии. Создайте бесплатную учетную запись, чтобы открыть ее в YC Insights, рядом с каждым другим потоком YC.

Смотреть полную заявку

Часто задаваемые вопросы

Это реальная заявка Nova Credit в YC?

Нет. Y Combinator держит поданные заявки в приватности. Это реконструкция: реальные вопросы формы YC, ответы на которые основаны на публичных данных Nova Credit (заметки о запуске, бэкграунд фаундеров, описание продукта). Это показывает, как компания вроде Nova Credit представила бы себя YC, а не текст, который они подали.