Заявка Envelope в YC

Summer 2023Active

Envelope прошел Y Combinator в потоке Summer 2023 как компания из сферы Fintech. Ниже: чем занимается компания, кто ее основал, и ее заявка в YC, реконструированная вопрос за вопросом в реальной форме YC.

Поток YC: Summer 2023
Сфера: FintechConsumer Finance
Размер команды: 2
Статус: Active
Запущено: 2023

Фаундеры

Katelyn StrobelFounder
Josh StrobelFounder

Чем занимается Envelope

Envelope is a banking app with built-in budgeting. It's similar to Mint, Copilot, or Rocket Money, but our app issues you a checking account during onboarding so there's no syncing or flaky bank connections. We are structured to be the primary checking and savings account for our users. We (Josh and Katelyn) are married cofounders who previously worked on Apple Card and the Robinhood iOS app. We started Envelope because we were using clunky tools like the Chase app, spreadsheets, and Mint to run our family finances and realized we could build something better. In the future, you could go set up a Chase account for checking, E-Trade for investing, SoFi for savings, Ally for money market, Greenlight for kid cards, PLUS the Mint/YNAB/Rocket Money to glue it all together + budgeting, or you could just use Envelope. _Envelope is a financial technology company and is not a bank. Banking services provided by Pacific West Bank, Member FDIC. Your funds are FDIC insured up to $250,000 through Pacific West Bank, Member FDIC. The Envelope Visa® Debit Card is issued by Pacific West Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted._

Заявка Envelope в YC, реконструирована

Заявка Y Combinator

Envelope, батч Summer 2023. Реальные вопросы из анкеты, ответы из публичных данных.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Envelope

Describe what your company does in 50 characters or less.

Banking with built-in budgeting

What is your company going to make? Please describe your product and what it does or will do.

We built Envelope, a banking app that includes built-in budgeting. Unlike Mint or Copilot, we issue you a checking account during onboarding so you never have to sync or connect flaky bank APIs. It's designed to be your primary checking and savings account, replacing the need to juggle multiple financial apps and spreadsheets.

Where do you live now, and where would the company be based after YC?

We live in San Francisco, CA, and the company will be based here after YC as well.

Explain your decision regarding location.

We're based here because it's where we live and where the fintech ecosystem is strong. Both founders are settled in SF, which keeps us close to potential users and partners.

21 еще ответ в полной заявке

Founders, Progress, Idea, Equity, Curious, Batch Preference находятся в полной версии. Создайте бесплатную учетную запись, чтобы открыть ее в YC Insights, рядом с каждым другим потоком YC.

Смотреть полную заявку

Часто задаваемые вопросы

Это реальная заявка Envelope в YC?

Нет. Y Combinator держит поданные заявки в приватности. Это реконструкция: реальные вопросы формы YC, ответы на которые основаны на публичных данных Envelope (заметки о запуске, бэкграунд фаундеров, описание продукта). Это показывает, как компания вроде Envelope представила бы себя YC, а не текст, который они подали.