Заявка End Close в YC

Winter 2026Active

End Close прошел Y Combinator в потоке Winter 2026 как компания из сферы B2B. Ниже: чем занимается компания, кто ее основал, и ее заявка в YC, реконструированная вопрос за вопросом в реальной форме YC.

Поток YC: Winter 2026
Сфера: B2BFinance and Accounting
Размер команды: 2
Статус: Active
Запущено: 2026

Фаундеры

Sean BoltonFounder
David NewellFounder

Чем занимается End Close

End Close builds automatic reconciliation for payments companies like fintechs, marketplaces, banks and payroll companies. Reconciliation helps companies track every dollar and resolve every exception, ensuring they have no money loss, can report audit ready financials, and stay compliant. Sean (CEO) spent the last 6 years building the reconciliation org at Modern Treasury (S18), processing a trillion dollars in payments across 40 banks with 99.995% automation. Fast growing companies like Modern Treasury are forced to build a solution in-house or buy a legacy solution. End Close provides a modern reconciliation system that works with a company's existing stack and is managed by AI agents. Exception handling is where 99% of the manual work happens today, payment ops teams spend hours gathering context across various data sources to investigate each ticket. End Close provides an AI ops agent that connects to a company's data warehouse, invoicing platform and payment processors to triage and resolve issues without human intervention. Legacy providers only provide reconciliation for month end close applications. End Close continuously reconciles with developer friendly APIs, allowing teams to integrate real time payments data within their products to create product experiences for customers like faster balance top-ups, instant trading etc. New payment rails and agent-to-agent payments are increasing online transaction volumes, making reconciliation a growing challenge for companies. David (CTO and 2nd time YC founder) most recently built these kinds of high-scale ingestion pipelines when starting and leading error tracking at PostHog (W20), the fastest growing product in the company's history.

Заявка End Close в YC, реконструирована

Заявка Y Combinator

End Close, батч Winter 2026. Реальные вопросы из анкеты, ответы из публичных данных.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

End Close

Describe what your company does in 50 characters or less.

AI powered reconciliation for payments companies

What is your company going to make? Please describe your product and what it does or will do.

We build an automatic reconciliation system for fintechs, marketplaces, banks, and payroll companies that processes payment data continuously and uses AI agents to resolve exceptions without manual work. It connects to existing company infrastructure, like data warehouses and invoicing platforms, to triage and fix discrepancies in real time.

Where do you live now, and where would the company be based after YC?

We don't have a fixed location publicly disclosed yet. After YC, we plan to base the company where it best supports our product development and customer engagement - likely where the founders decide to settle for maximum focus.

Explain your decision regarding location.

We prioritize flexibility in location to follow product and customer needs. Sean's experience comes from building reconciliation at Modern Treasury, and David's background in high-scale pipelines suggests a remote or tech hub setup may be possible.

21 еще ответ в полной заявке

Founders, Progress, Idea, Equity, Curious, Batch Preference находятся в полной версии. Создайте бесплатную учетную запись, чтобы открыть ее в YC Insights, рядом с каждым другим потоком YC.

Смотреть полную заявку

Часто задаваемые вопросы

Это реальная заявка End Close в YC?

Нет. Y Combinator держит поданные заявки в приватности. Это реконструкция: реальные вопросы формы YC, ответы на которые основаны на публичных данных End Close (заметки о запуске, бэкграунд фаундеров, описание продукта). Это показывает, как компания вроде End Close представила бы себя YC, а не текст, который они подали.