Заявка Atrato в YC

Atrato

Split purchase payments without credit cards

We make a platform that lets consumers split the cost of purchases at the point of sale without needing credit cards. Merchants integrate with us to offer payment flexibility directly to their customers. This solves access issues in markets where credit card penetration is low, enabling more sales and better customer reach.

We live and are based in Mexico City, CDMX, Mexico, with a partially remote team.

We chose Mexico City because it's where the need is largest and where we can directly serve underserved consumers. The market dynamics here require a solution tailored to local payment habits, and being local lets us build closer relationships with merchants and regulators.