
Заявка Altro в YC
Altro прошел Y Combinator в потоке Summer 2020 как компания из сферы Fintech. Ниже: чем занимается компания, кто ее основал, и ее заявка в YC, реконструированная вопрос за вопросом в реальной форме YC.
- Поток YC
- Summer 2020
- Сфера
- FintechConsumer Finance
- Размер команды
- 29
- Статус
- Acquired
- Запущено
- 2020
Фаундеры
Michael BroughtonFounder
Ayush JainFounder
Чем занимается Altro
Altro (altro.io) is a platform that enables members to build credit no matter who they are, where they are from, or their history of credit access/score. We serve the 68M people in the US (mainly Women and POC) who are denied credit due to historical bias and the lack of access that current banks provide to credit building and tools. (It wasn't until The Equal Credit Opportunity Act in the 1970's that Women and "Minorities" could even get fair access to credit)! Altro has created a mobile that allows anyone to have access to credit, using their subscriptions as a means to start building their credit score. Altro lends to members a $75 Line of Credit to pay for their subscriptions, such as Netflix, Hulu, HelloFresh, etc. This card is built to solely work on the subscriptions that the member is already paying for, allowing them to securely use their $75 credit to build their credit using things they are already paying for. Doing this empowers folx who were denied credit a way to start building their score and financial power. Altro will service millions of people in not only building their credit, but also gaining access to the tools (such as personal loans, emergency funds, car/house loans and more) that they could not access prior.
Заявка Altro в YC, реконструирована
Заявка Y Combinator
Altro, батч Summer 2020. Реальные вопросы из анкеты, ответы из публичных данных.
- Founders2
- Company7
- Progress7
- Idea4
- Equity3
- Curious2
- Batch Preference1
Company
Altro
Build Credit With Your Subscriptions
We built a mobile platform that lets people build credit by using a $75 line of credit to pay for subscriptions they already have, like Netflix or Hulu. This lets those denied credit start building a credit score through payments on services they are already paying for.
We live in Los Angeles, CA, and after YC we plan to keep the company based here while supporting remote team members.
Los Angeles has a diverse population that our product serves and gives us access to tech talent. We also support remote work to hire the best people wherever they are.
21 еще ответ в полной заявке
Founders, Progress, Idea, Equity, Curious, Batch Preference находятся в полной версии. Создайте бесплатную учетную запись, чтобы открыть ее в YC Insights, рядом с каждым другим потоком YC.
Часто задаваемые вопросы
Это реальная заявка Altro в YC?
Нет. Y Combinator держит поданные заявки в приватности. Это реконструкция: реальные вопросы формы YC, ответы на которые основаны на публичных данных Altro (заметки о запуске, бэкграунд фаундеров, описание продукта). Это показывает, как компания вроде Altro представила бы себя YC, а не текст, который они подали.
В каком потоке YC был Altro?
Altro был частью потока Y Combinator Summer 2020.
Кто основал Altro?
Altro был основан Michael Broughton, Ayush Jain.
Что делает Altro?
Build Credit With Your Subscriptions
Как мне прочитать полную реконструированную заявку?
Создай бесплатный аккаунт Round Funded. Полная 26-ответная версия заявки Altro и каждой другой партии YC доступна в YC Insights.