Inscrição YC de Nova Credit

Summer 2016Active

Nova Credit passou pela Y Combinator no batch Summer 2016 como uma empresa Fintech. Abaixo: o que a empresa faz, quem a fundou e sua inscrição para a YC, reconstruída pergunta por pergunta no formulário real da YC.

Batch YC: Summer 2016
Indústria: FintechCredit and Lending
Tamanho da equipe: 100
Status: Active
Lançada: 2016

Fundadores

Misha EsipovFounder/CEO

O que Nova Credit faz

Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly through alternative credit data. As a Consumer Reporting Agency (CRA), Nova Credit leverages its unique data infrastructure, compliance framework, and credit expertise to help lenders fill critical gaps in traditional credit analytics. The company transforms the fragmented universe of consumer financial data into compliant, actionable risk insights through a comprehensive platform designed to increase conversion through expanded coverage, speed, and reliability. Leading organizations, including HSBC, RBC, SoFi, Scotiabank, Appfolio, and Yardi, work with Nova Credit to make smarter credit decisions through cash flow underwriting with Cash Atlas™, quickly verify income with Income Navigator, and reach new-to-country consumers with Credit Passport®. Nova Credit is backed by investors including Kleiner Perkins, General Catalyst, Index Ventures, and Canapi as well as executives from Goldman Sachs, JPMorgan, and Citi. Learn more at or reach out to.

Inscrição YC de Nova Credit, reconstruída

Inscrição Y Combinator

Nova Credit, lote Summer 2016. As verdadeiras perguntas do formulário, respondidas com dados públicos.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Nova Credit

Describe what your company does in 50 characters or less.

Bridging a world of consumer-permissioned credit data

What is your company going to make? Please describe your product and what it does or will do.

We built a credit data and analytics platform that aggregates alternative credit data globally and delivers it compliantly to lenders. Our products, like Credit Passport®, help lenders score new-to-country borrowers by filling gaps in traditional credit data. We also offer Cash Atlas™ for cash flow underwriting and Income Navigator to verify income quickly. The goal is to make credit decisions faster and more inclusive using fragmented global data sources.

Where do you live now, and where would the company be based after YC?

We live and work in New York City, and the company will be based there after YC.

Explain your decision regarding location.

New York City is a global fintech hub with proximity to customers and partners like HSBC and SoFi. It allows us to recruit experienced fintech talent and build relationships with financial institutions that use our platform.

21 respostas a mais na inscrição completa

Founders, Progress, Idea, Equity, Curious, Batch Preference estão na versão completa. Crie uma conta gratuita para abri-la no YC Insights, ao lado de todos os outros batches da YC.

Ver inscrição completa

Perguntas Frequentes

Esta é a inscrição real da YC de Nova Credit?

Não. A Y Combinator mantém as inscrições submetidas em privado. Esta é uma reconstrução: as perguntas reais do formulário da YC, respondidas a partir dos dados públicos de Nova Credit (notas de lançamento, históricos de fundadores, descrição do produto). Mostra como uma empresa como Nova Credit se apresentaria à YC, não o texto que eles submeteram.

Em qual batch da YC Nova Credit esteve?

Nova Credit fez parte do batch Summer 2016 da Y Combinator.

Quem fundou o Nova Credit?

O Nova Credit foi fundado por Misha Esipov.

O que o Nova Credit faz?

Bridging a world of consumer-permissioned credit data

Como eu leio o application completo reconstruído?

Crie uma conta gratuita no Round Funded. A versão completa de 26 respostas do application do Nova Credit, e de todos os outros lotes do YC, está no YC Insights.