
Inscrição YC de Easyplan
Easyplan passou pela Y Combinator no batch Winter 2020 como uma empresa Fintech. Abaixo: o que a empresa faz, quem a fundou e sua inscrição para a YC, reconstruída pergunta por pergunta no formulário real da YC.
- Batch YC
- Winter 2020
- Indústria
- FintechAsset Management
- Tamanho da equipe
- 8
- Status
- Inactive
- Lançada
- 2020
Fundadores
Sanjay GandhiFounder
Manisha PanditaFounder
O que Easyplan faz
Easyplan is an investment app for beginner investors in India (kind of a cross between Betterment and Qapital in the US). We also provide users with a credit card secured by their investments. We launched with money market funds and have ~40,000 customers who’ve invested (~40% MoM growth). The pandemic spurred interest among new investors, and our AUM has grown 3x since April 2020. And we’ve done this with a cost of acquisition that is 10% of the industry average. Here’s the problem we see. Only 10% of the 100 million middle-income Indian workers have invested in the markets. This is despite the fact that they save ~30% of their income, making this a $325B potential market in assets under management. However, current investment apps in India are built for active investors. With over 16,000+ mutual funds and 5000+ stocks to choose from, they are far too complicated for beginners, who make up most of the market. We’re building an AI - driven investment planning software that is designed for beginners. Users use our conversational AI to get diversified mutual fund portfolios tailored to their goals. We also offer users a credit card secured by their investments, so they can earn return without losing liquidity. In terms of business model, we make commissions on the asset we manage, and interchange fees on the fund. We estimate we can make $12 per user per year, which is 6x our current acquisition cost of $2 per investor.
Inscrição YC de Easyplan, reconstruída
Inscrição Y Combinator
Easyplan, lote Winter 2020. As verdadeiras perguntas do formulário, respondidas com dados públicos.
- Founders2
- Company7
- Progress7
- Idea4
- Equity3
- Curious2
- Batch Preference1
Company
Easyplan
AI-driven investment app for beginner Indian investors
We built an AI-powered investment app targeting beginner investors in India. It simplifies choosing among thousands of mutual funds and stocks by using conversational AI to tailor diversified portfolios based on users' goals. We also offer a credit card secured by their investments, letting users earn returns without losing liquidity.
We live and operate out of Maharashtra, India, and the company would continue being based here after YC.
Our user base is in India, especially among middle-income earners. Being in Maharashtra lets us stay close to our market and manage a distributed team while connecting with India's growing fintech ecosystem.
21 respostas a mais na inscrição completa
Founders, Progress, Idea, Equity, Curious, Batch Preference estão na versão completa. Crie uma conta gratuita para abri-la no YC Insights, ao lado de todos os outros batches da YC.
Perguntas Frequentes
Esta é a inscrição real da YC de Easyplan?
Não. A Y Combinator mantém as inscrições submetidas em privado. Esta é uma reconstrução: as perguntas reais do formulário da YC, respondidas a partir dos dados públicos de Easyplan (notas de lançamento, históricos de fundadores, descrição do produto). Mostra como uma empresa como Easyplan se apresentaria à YC, não o texto que eles submeteram.
Em qual batch da YC Easyplan esteve?
Easyplan fez parte do batch Winter 2020 da Y Combinator.
Quem fundou o Easyplan?
O Easyplan foi fundado por Sanjay Gandhi, Manisha Pandita.
O que o Easyplan faz?
An AI-driven investment app for beginner investors in India
Como eu leio o application completo reconstruído?
Crie uma conta gratuita no Round Funded. A versão completa de 26 respostas do application do Easyplan, e de todos os outros lotes do YC, está no YC Insights.