Inscrição YC de BharatX

Winter 2022Acquired

BharatX passou pela Y Combinator no batch Winter 2022 como uma empresa Fintech. Abaixo: o que a empresa faz, quem a fundou e sua inscrição para a YC, reconstruída pergunta por pergunta no formulário real da YC.

Batch YC: Winter 2022
Indústria: FintechCredit and Lending
Tamanho da equipe: 14
Status: Acquired
Lançada: 2022

Fundadores

Mehul JindalCo-Founder & CEO
Shyam MuruganFounder
Eeshan SharmaFounder
Siddharth VenuFounder

O que BharatX faz

BharatX was recently acquired by Flipkart, the largest startup in India, to enable Buy Now Pay Later in their own ecosystem as well as bolster their own FinTech play via Super.money. It powers Checkout Financing in their ecosystem currently on Millions of Users. BharatX enabled "Pay in 3" and "Pay in X" parts as a feature on over 1000+ brands, 300+ directly and the rest via Payment Gateway partners. Our product enabled Buy Now Pay Later, in a white-labelled way. For e.g. Flipkart PayLater on Flipkart. We grew 47X to $2.5M ARR in under 6 quarters straight after fumbling for 2 years around PMF and Credit Risk & Fraud. We started out as a platform to provide access to Credit in Developing countries without relying on traditional documentation processes by Banks, which did not give access to hundreds of millions.Over the course of BharatX, we have credit to hundreds of thousands of consumers, including many New to Credit (NTC) users.

Inscrição YC de BharatX, reconstruída

Inscrição Y Combinator

BharatX, lote Winter 2022. As verdadeiras perguntas do formulário, respondidas com dados públicos.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

BharatX

Describe what your company does in 50 characters or less.

Enable Buy-Now-Pay-Later in a White-Labelled Manner

What is your company going to make? Please describe your product and what it does or will do.

We built a white-label Buy Now Pay Later platform that powers checkout financing for merchants and large ecosystems. Our product lets companies offer 'Pay in 3' or 'Pay in X' installments under their own brand, like Flipkart PayLater. It handles underwriting, credit risk, fraud control, and integrates seamlessly into merchant checkouts for millions of users, including many new to credit.

Where do you live now, and where would the company be based after YC?

We live and operate in Bengaluru, Karnataka, India. The company would remain based here after YC.

Explain your decision regarding location.

Bengaluru is India's fintech hub with strong engineering talent and proximity to large e-commerce ecosystems. Staying here keeps us close to our merchants, partners, and core markets in developing regions where credit access is limited.

21 respostas a mais na inscrição completa

Founders, Progress, Idea, Equity, Curious, Batch Preference estão na versão completa. Crie uma conta gratuita para abri-la no YC Insights, ao lado de todos os outros batches da YC.

Ver inscrição completa

Perguntas Frequentes

Esta é a inscrição real da YC de BharatX?

Não. A Y Combinator mantém as inscrições submetidas em privado. Esta é uma reconstrução: as perguntas reais do formulário da YC, respondidas a partir dos dados públicos de BharatX (notas de lançamento, históricos de fundadores, descrição do produto). Mostra como uma empresa como BharatX se apresentaria à YC, não o texto que eles submeteram.

Em qual batch da YC BharatX esteve?

BharatX fez parte do batch Winter 2022 da Y Combinator.

Quem fundou o BharatX?

O BharatX foi fundado por Mehul Jindal, Shyam Murugan, Eeshan Sharma, Siddharth Venu.

O que o BharatX faz?

Enable Buy-Now-Pay-Later in a White-Labelled Manner

Como eu leio o application completo reconstruído?

Crie uma conta gratuita no Round Funded. A versão completa de 26 respostas do application do BharatX, e de todos os outros lotes do YC, está no YC Insights.