TextPayMe YC 지원서

Summer 2005Acquired

TextPayMe은(는) Summer 2005 배치에서 Fintech 회사로 Y Combinator를 거쳤습니다. 아래에는 회사의 사업 내용, 창립자, 그리고 실제 YC 양식에 맞춰 재구성한 YC 지원서가 있습니다.

YC 배치: Summer 2005
산업: FintechConsumer Finance
팀 규모: 11
상태: Acquired
출시됨: 2012

창업자

Phil YuenFounder/CEO

TextPayMe의 사업 내용

Founded in 2005, TextPayMe is an SMS payment service that lets you send money to other people using cell phone text messaging. TextPayMe lets you send money to anyone else in the US with an SMS-capable cell phone, and while phone carriers may charge for the actual text message sent/received, sending and receiving money is free while TextPayMe remains in Beta. In July 2006, the TextPayMe team started working for Amazon and, as of 2011, the site redirects to an Amazon's mobile payment website. There was no press release related to this event but it's assumed the company was acquired. Sending and receiving payments through TextPayMe is easy: simply write a text message to with "pay amount phonenumber" in the body (i.e. to send $5 to, text "pay "). The service is secure as well, as each payment needs to be confirmed by a user-created PIN. To fund your transactions, TextPayMe lets you add money directly from your bank account and now also lets you link your credit card as well. Currently, the maximum amount that can be sent or received per month is $500.

TextPayMe의 YC 지원서, 재구성됨

Y Combinator 지원

TextPayMe, Summer 2005 기수. 공개 데이터를 기반으로 작성된 실제 지원 질문.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

TextPayMe

Describe what your company does in 50 characters or less.

Send money using text messages via SMS

What is your company going to make? Please describe your product and what it does or will do.

We built an SMS payment service that lets anyone with an SMS-capable phone in the US send and receive money simply by texting commands like "pay " to. Users fund transactions via linked bank accounts or credit cards. Every payment requires a PIN for security. The service is free while in beta and limits monthly transactions to $500.

Where do you live now, and where would the company be based after YC?

We live and work in Redmond, WA, and plan to base the company here after YC as well.

Explain your decision regarding location.

We are based in Redmond because we are local and close to financial and mobile infrastructure partners. Staying here lets us move quickly and coordinate easily as a small team.

전체 지원서에서 21개의 추가 답변

Founders, Progress, Idea, Equity, Curious, Batch Preference는 전체 버전에 있습니다. 무료 계정을 만들어 YC Insights에서 모든 YC 배치 옆에 열어보세요.

전체 지원 보기

자주 묻는 질문

TextPayMe의 실제 YC 지원서인가요?

아닙니다. Y Combinator는 제출된 지원서를 비공개로 유지합니다. 이것은 재구성된 것입니다. 실제 YC 양식 질문에 TextPayMe의 공개 데이터(출시 노트, 창업자 배경, 제품 설명)를 기반으로 답변했습니다. TextPayMe과 같은 회사가 YC에 어떻게 자신을 소개하는지 보여주며, 그들이 제출한 텍스트는 아닙니다.