Penny YC 지원서

Winter 2017Acquired

Penny은(는) Winter 2017 배치에서 Fintech 회사로 Y Combinator를 거쳤습니다. 아래에는 회사의 사업 내용, 창립자, 그리고 실제 YC 양식에 맞춰 재구성한 YC 지원서가 있습니다.

YC 배치: Winter 2017
산업: FintechConsumer Finance
팀 규모: 2
상태: Acquired
출시됨: 2016

창업자

Mitch LeeFounder
Alex QuachFounder

Penny의 사업 내용

Penny is a personal finance app that helps you track your income and spending. Penny accesses your statement history - with your permission - and uses that information to help you manage your finances. Whenever you open the app, she’ll chat with you about your finances: letting you know how you’re doing this month, forecasting where you’ll be next month, giving you a heads up about upcoming bills, or even helping you cancel services you don’t use. Penny makes finances less intimidating and stressful. Many apps have lots of useful features, but they’re often hard to use and time-consuming. Penny automatically organizes your finances, explains them simply and clearly, and tells you what you need to know, when you need to know it.

Penny의 YC 지원서, 재구성됨

Y Combinator 지원

Penny, Winter 2017 기수. 공개 데이터를 기반으로 작성된 실제 지원 질문.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Penny

Describe what your company does in 50 characters or less.

Penny simplifies personal finance tracking.

What is your company going to make? Please describe your product and what it does or will do.

We made Penny, a personal finance app that accesses your bank statements with permission to track income and spending. Penny chats with users regularly about how they're doing financially, forecasts future trends, and warns about upcoming bills or unused subscriptions. It automatically organizes and explains finances in a way people find easier and less stressful than existing apps.

Where do you live now, and where would the company be based after YC?

We both live in San Francisco and plan to base the company here after YC.

Explain your decision regarding location.

San Francisco is where we live and the center of fintech innovation and startup talent, making it the natural place to build Penny.

전체 지원서에서 21개의 추가 답변

Founders, Progress, Idea, Equity, Curious, Batch Preference는 전체 버전에 있습니다. 무료 계정을 만들어 YC Insights에서 모든 YC 배치 옆에 열어보세요.

전체 지원 보기

자주 묻는 질문

Penny의 실제 YC 지원서인가요?

아닙니다. Y Combinator는 제출된 지원서를 비공개로 유지합니다. 이것은 재구성된 것입니다. 실제 YC 양식 질문에 Penny의 공개 데이터(출시 노트, 창업자 배경, 제품 설명)를 기반으로 답변했습니다. Penny과 같은 회사가 YC에 어떻게 자신을 소개하는지 보여주며, 그들이 제출한 텍스트는 아닙니다.