Pagaloop

Pagaloop YC 지원서

Winter 2021Active

Pagaloop은(는) Winter 2021 배치에서 Fintech 회사로 Y Combinator를 거쳤습니다. 아래에는 회사의 사업 내용, 창립자, 그리고 실제 YC 양식에 맞춰 재구성한 YC 지원서가 있습니다.

YC 배치
Winter 2021
산업
FintechPayments
팀 규모
23
상태
Active
출시됨
2021

창업자

  • Gerardo Briones
    Gerardo BrionesFounder
  • Carlos Cruz
    Carlos CruzFounder
  • LUIS FERNANDO DOSAL G
    LUIS FERNANDO DOSAL GFounder

Pagaloop의 사업 내용

Pagaloop helps business owners and persons in Latin America pay, get paid and extend cash flow using credit cards to finance expenses like rent, taxes, payroll and suppliers, via an extended network of relevant partnerships (federal/local governments, AMEX, HSBC, schools and universities, etc.). The Company provides a service in which a payment is made to a third party (that would typically not accept credit card as a payment method) in exchange for a fee of 4.7% (+ taxes). Additionally, Pagaloop offers payments in 3, 6, 9 or 12 months with an extremely accessible commission. All of those solutions without taking any underwriting risk, which remains at the issuer of the credit line.

Pagaloop의 YC 지원서, 재구성됨

Y Combinator 지원

Pagaloop, Winter 2021 기수. 공개 데이터를 기반으로 작성된 실제 지원 질문.

  1. Founders2
  2. Company7
  3. Progress7
  4. Idea4
  5. Equity3
  6. Curious2
  7. Batch Preference1

Company

Company name

Pagaloop

Describe what your company does in 50 characters or less.

Use credit cards to pay bills and manage cash flow

What is your company going to make? Please describe your product and what it does or will do.

We built a platform that lets businesses and individuals in Latin America pay expenses like rent, taxes, payroll, and suppliers using their credit cards, even when these recipients usually don't accept cards. Our service pays the third party on the user's behalf and charges a 4.7% fee plus taxes. Users can also choose installment plans of 3, 6, 9 or 12 months with low commissions. We don't take credit risk; all underwriting remains with the credit issuer. This helps users extend their cash flow without needing new credit lines or loans.

Where do you live now, and where would the company be based after YC?

We live and work mostly in Mexico City, CDMX, Mexico, and the company would remain based here after YC.

Explain your decision regarding location.

Mexico City is where our users are and where we have built partnerships with governments and financial institutions. Staying local lets us focus on solving the specific credit card payment gaps in Latin America, which are different from other regions.

전체 지원서에서 21개의 추가 답변

Founders, Progress, Idea, Equity, Curious, Batch Preference는 전체 버전에 있습니다. 무료 계정을 만들어 YC Insights에서 모든 YC 배치 옆에 열어보세요.

자주 묻는 질문

Pagaloop의 실제 YC 지원서인가요?

아닙니다. Y Combinator는 제출된 지원서를 비공개로 유지합니다. 이것은 재구성된 것입니다. 실제 YC 양식 질문에 Pagaloop의 공개 데이터(출시 노트, 창업자 배경, 제품 설명)를 기반으로 답변했습니다. Pagaloop과 같은 회사가 YC에 어떻게 자신을 소개하는지 보여주며, 그들이 제출한 텍스트는 아닙니다.

Pagaloop은(는) 어떤 YC 배치에 있었나요?

Pagaloop은(는) Y Combinator Winter 2021 배치에 참여했습니다.

Pagaloop은(는) 누가 설립했나요?

Pagaloop은(는) Gerardo Briones, Carlos Cruz, LUIS FERNANDO DOSAL G(이)가 설립했습니다.

Pagaloop은(는) 무엇을 하나요?

Pay, Get Paid and Extend Cash Flow using your Credit Card as…

전체 재구성된 지원서를 어떻게 읽나요?

무료 Round Funded 계정을 만드세요. Pagaloop의 전체 26개 질문 버전 지원서와 모든 YC 배치 지원서는 YC Insights에서 확인할 수 있습니다.

Pagaloop과(와) 같은 다른 YC 스타트업