Momento YC 지원서

Winter 2022Active

Momento은(는) Winter 2022 배치에서 Fintech 회사로 Y Combinator를 거쳤습니다. 아래에는 회사의 사업 내용, 창립자, 그리고 실제 YC 양식에 맞춰 재구성한 YC 지원서가 있습니다.

YC 배치: Winter 2022
산업: FintechInsurance
팀 규모: 18
상태: Active
출시됨: 2022

창업자

Lois Rogel VenceFounder
León Bartolomé CarreñoFounder
Andrés Guerrero ÁlvarezFounder

Momento의 사업 내용

In Momento we are going through a challenging regulatory process to become a fully-licensed insurance carrier. By doing so, we will be able to underwrite risk, set prices and, ultimately, become owners of the product. Once approved, around summer 22, we will be in a great position to size the $13bn untapped opportunity of +30 Mn uninsured vehicles - just in Mexico! As we will be able to attack the main pain points in the market: i) antiquated underwriting models and ii) payment conditions only adapted for the affluent. To succeed, we have assembled an elite team with both innovative and experienced profiles. We are three cofounders, two ex-McKinsey and one ex-P&G, and we managed to attract two heavyweights of the Mexican insurance industry: the previous CUO of Zurich Mexico and the previous CFO and VP of Finance of ING and AXA Mexico.

Momento의 YC 지원서, 재구성됨

Y Combinator 지원

Momento, Winter 2022 기수. 공개 데이터를 기반으로 작성된 실제 지원 질문.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Momento

Describe what your company does in 50 characters or less.

Full-stack auto insurer for underserved LatAm

What is your company going to make? Please describe your product and what it does or will do.

We are building a full-stack auto insurance company focused on the underserved market in Mexico. Once licensed, we'll underwrite risk, set prices, and offer better payment terms tailored for the 30 million uninsured vehicles. We're attacking outdated underwriting models and inflexible payment structures.

Where do you live now, and where would the company be based after YC?

We live in Mexico City, and the company is based here as well.

Explain your decision regarding location.

Being based in Mexico City puts us at the center of our market. We understand local regulations, clients, and the insurance ecosystem better than anyone outside the country. Our regulatory process requires presence and relationships here.

전체 지원서에서 21개의 추가 답변

Founders, Progress, Idea, Equity, Curious, Batch Preference는 전체 버전에 있습니다. 무료 계정을 만들어 YC Insights에서 모든 YC 배치 옆에 열어보세요.

전체 지원 보기

자주 묻는 질문

Momento의 실제 YC 지원서인가요?

아닙니다. Y Combinator는 제출된 지원서를 비공개로 유지합니다. 이것은 재구성된 것입니다. 실제 YC 양식 질문에 Momento의 공개 데이터(출시 노트, 창업자 배경, 제품 설명)를 기반으로 답변했습니다. Momento과 같은 회사가 YC에 어떻게 자신을 소개하는지 보여주며, 그들이 제출한 텍스트는 아닙니다.