Envelope YC 지원서

Summer 2023Active

Envelope은(는) Summer 2023 배치에서 Fintech 회사로 Y Combinator를 거쳤습니다. 아래에는 회사의 사업 내용, 창립자, 그리고 실제 YC 양식에 맞춰 재구성한 YC 지원서가 있습니다.

YC 배치: Summer 2023
산업: FintechConsumer Finance
팀 규모: 2
상태: Active
출시됨: 2023

창업자

Katelyn StrobelFounder
Josh StrobelFounder

Envelope의 사업 내용

Envelope is a banking app with built-in budgeting. It's similar to Mint, Copilot, or Rocket Money, but our app issues you a checking account during onboarding so there's no syncing or flaky bank connections. We are structured to be the primary checking and savings account for our users. We (Josh and Katelyn) are married cofounders who previously worked on Apple Card and the Robinhood iOS app. We started Envelope because we were using clunky tools like the Chase app, spreadsheets, and Mint to run our family finances and realized we could build something better. In the future, you could go set up a Chase account for checking, E-Trade for investing, SoFi for savings, Ally for money market, Greenlight for kid cards, PLUS the Mint/YNAB/Rocket Money to glue it all together + budgeting, or you could just use Envelope. _Envelope is a financial technology company and is not a bank. Banking services provided by Pacific West Bank, Member FDIC. Your funds are FDIC insured up to $250,000 through Pacific West Bank, Member FDIC. The Envelope Visa® Debit Card is issued by Pacific West Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted._

Envelope의 YC 지원서, 재구성됨

Y Combinator 지원

Envelope, Summer 2023 기수. 공개 데이터를 기반으로 작성된 실제 지원 질문.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Envelope

Describe what your company does in 50 characters or less.

Banking with built-in budgeting

What is your company going to make? Please describe your product and what it does or will do.

We built Envelope, a banking app that includes built-in budgeting. Unlike Mint or Copilot, we issue you a checking account during onboarding so you never have to sync or connect flaky bank APIs. It's designed to be your primary checking and savings account, replacing the need to juggle multiple financial apps and spreadsheets.

Where do you live now, and where would the company be based after YC?

We live in San Francisco, CA, and the company will be based here after YC as well.

Explain your decision regarding location.

We're based here because it's where we live and where the fintech ecosystem is strong. Both founders are settled in SF, which keeps us close to potential users and partners.

전체 지원서에서 21개의 추가 답변

Founders, Progress, Idea, Equity, Curious, Batch Preference는 전체 버전에 있습니다. 무료 계정을 만들어 YC Insights에서 모든 YC 배치 옆에 열어보세요.

전체 지원 보기

자주 묻는 질문

Envelope의 실제 YC 지원서인가요?

아닙니다. Y Combinator는 제출된 지원서를 비공개로 유지합니다. 이것은 재구성된 것입니다. 실제 YC 양식 질문에 Envelope의 공개 데이터(출시 노트, 창업자 배경, 제품 설명)를 기반으로 답변했습니다. Envelope과 같은 회사가 YC에 어떻게 자신을 소개하는지 보여주며, 그들이 제출한 텍스트는 아닙니다.