Cheddar YC 지원서

Summer 2014Inactive

Cheddar은(는) Summer 2014 배치에서 Fintech 회사로 Y Combinator를 거쳤습니다. 아래에는 회사의 사업 내용, 창립자, 그리고 실제 YC 양식에 맞춰 재구성한 YC 지원서가 있습니다.

YC 배치: Summer 2014
산업: FintechBanking and Exchange
팀 규모: 2
상태: Inactive
출시됨: 2014

창업자

Alex FryerFounder/CEO
Brian BrunnerFounder

Cheddar의 사업 내용

Ditch your bare-bones, high-fee checking account. You deserve free and powerful everyday banking. Nearly 3 out of 4 millennials would rather go to the dentist than listen to their bank. While it's possible that we just really love our oral hygiene, it's more likely that we don't trust or like our banks. It's not hard to understand why. Big banks use big budgets and armies of salespeople and marketers to sell old-school products layered with fees and penalties. Their profits increase when we spend more, overuse debt, and make mistakes like overdrafting. Big banks get away with this because banking is such a vital service. Everyday spending and saving decisions that begin at the checking account ultimately determine whether we'll lead a healthy and secure financial life. What can be done? Bill Gates believes banks aren't necessary for banking. Millennials believe technology companies can make banking better. So let's build a better bank. Cheddar is a new mobile bank account, debit card, and business model to free the world from underpowered checking accounts and evil banks.

Cheddar의 YC 지원서, 재구성됨

Y Combinator 지원

Cheddar, Summer 2014 기수. 공개 데이터를 기반으로 작성된 실제 지원 질문.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Cheddar

Describe what your company does in 50 characters or less.

The Best Mobile Checking Account

What is your company going to make? Please describe your product and what it does or will do.

We are building a mobile bank account with a debit card designed for millennials who hate traditional banks. Our product offers a free alternative to checking accounts loaded with fees and penalties. It helps people take control of their everyday spending and saving without the usual traps big banks set.

Where do you live now, and where would the company be based after YC?

We do not have a fixed location now, and plan to base the company wherever makes the most sense after YC.

Explain your decision regarding location.

We want to stay flexible given the small size of our founding team and the early stage of the product, focusing on testing and customer acquisition wherever possible.

전체 지원서에서 21개의 추가 답변

Founders, Progress, Idea, Equity, Curious, Batch Preference는 전체 버전에 있습니다. 무료 계정을 만들어 YC Insights에서 모든 YC 배치 옆에 열어보세요.

전체 지원 보기

자주 묻는 질문

Cheddar의 실제 YC 지원서인가요?

아닙니다. Y Combinator는 제출된 지원서를 비공개로 유지합니다. 이것은 재구성된 것입니다. 실제 YC 양식 질문에 Cheddar의 공개 데이터(출시 노트, 창업자 배경, 제품 설명)를 기반으로 답변했습니다. Cheddar과 같은 회사가 YC에 어떻게 자신을 소개하는지 보여주며, 그들이 제출한 텍스트는 아닙니다.