Wibond YCアプリケーション

Winter 2022Active

WibondはWinter 2022バッチでFintech企業としてY Combinatorを卒業しました。以下：会社の事業内容、創業者、そして実際のYCフォームで質問ごとに再構築されたYCへの応募内容。

YCバッチ: Winter 2022
業界: FintechCredit and Lending
チーム規模: 30
ステータス: Active
ローンチ済み: 2022

創業者

Ezequiel BucaiFounder
Lucrecia PortaFounder

Wibondの事業内容

Under "Buy Now, Pay Later" business model, Wibond is a 100% flexible digital payment method enabling the 200 million underbanked consumers without credit cards to shop online for the first time. We integrate directly into the purchase flow of online merchants, and we offer consumers a credit, when they have already made up their mind that they want to acquire a specific product. We provide financial and digital access to a large community of people offering payment options according to their possibilities and profile. Wibond is an inclusive and simple solution: - Consumers can create their free account to quickly access and pay without banks, in installments, and without a card. - Merchants with e-commerce channels increase their sales and integrate Wibond in a very agile way by offering a new form of payment and expanding their markets. We’re also integrated in the purchase flow of more than 500 merchants, including Samsung, Musimundo (one of the Biggest retailers in LATAM), and Motorola. And up to 65% of the payment transactions on these sites go through us.

WibondのYCアプリケーション、再構築済み

Y Combinator 申請

Wibond 様、Winter 2022 バッチ。公開データから回答された、実際のフォームの質問。

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Wibond

Describe what your company does in 50 characters or less.

Affirm for LATAM

What is your company going to make? Please describe your product and what it does or will do.

We built a digital payment method that lets underbanked consumers in Latin America buy online without credit cards. We integrate directly into merchant checkout flows and give buyers access to credit right when they decide to purchase. Our product serves both consumers who lack access to traditional banking and merchants seeking to increase sales by enabling installment payments without cards.

Where do you live now, and where would the company be based after YC?

We live in Córdoba, Argentina, and the company is based there. After YC, we plan to keep the company rooted here.

Explain your decision regarding location.

Córdoba is where we have deep local knowledge of the underbanked market and strong team connections. This location lets us focus on building the product tailored to LATAM realities without losing our competitive advantage.

フルアプリケーションで21件の追加回答

はフルバージョンにあります。無料アカウントを作成して、他のすべてのYCバッチの横にあるYCインサイトで開いてください。

申請内容全体を見る

よくある質問

Wibondの実際のYCアプリケーションですか？

いいえ。Y Combinatorは提出されたアプリケーションを非公開にしています。これは再構築されたものです。実際のYCフォームの質問に、Wibondの公開データ（ローンチノート、創業者経歴、製品説明）から回答しています。Wibondのような会社がYCにどのようにアピールするかを示しており、彼らが提出したテキストではありません。