Sivo YCアプリケーション

Winter 2021Active

SivoはWinter 2021バッチでFintech企業としてY Combinatorを卒業しました。以下：会社の事業内容、創業者、そして実際のYCフォームで質問ごとに再構築されたYCへの応募内容。

YCバッチ: Winter 2021
業界: FintechCredit and Lending
チーム規模: 15
ステータス: Active
ローンチ済み: 2021

創業者

Kate HiscoxFounder
Dani Conejo RicoFounder

Sivoの事業内容

Sivo provides debt as a service. Our API and risk protocol allows fintechs, neobanks, and gig platforms to lend money to their users, at scale, without having to raise debt which can take up to two years. You can think of us as Stripe for Debt. We started 6 months ago, in March signed a $100m debt capital partnership, and will be launching our API in April. We already have more than 100 companies in our customer pipeline including Uber. We’ve been able to move so quickly because we are a team with previous exits and decades of experience in risk, debt, and enterprise software for companies including Goldman Sachs, Revolut, NASA, McKinsey and Citigroup.

SivoのYCアプリケーション、再構築済み

Y Combinator 申請

Sivo 様、Winter 2021 バッチ。公開データから回答された、実際のフォームの質問。

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Sivo

Describe what your company does in 50 characters or less.

Debt as a service for companies

What is your company going to make? Please describe your product and what it does or will do.

We are building an API and risk protocol that lets fintechs, neobanks, and gig platforms lend money to their users at scale without having to raise debt themselves. This lets our customers onboard debt quickly without the years-long process of arranging capital. Think of us as Stripe for debt.

Where do you live now, and where would the company be based after YC?

We live and operate out of San Francisco, CA, and after YC, we will remain based there, continuing remote work with the team.

Explain your decision regarding location.

We chose San Francisco for its fintech ecosystem and access to experienced talent. Our team is partly remote to cover multiple time zones and tap diverse expertise, but SF remains our core hub.

フルアプリケーションで21件の追加回答

はフルバージョンにあります。無料アカウントを作成して、他のすべてのYCバッチの横にあるYCインサイトで開いてください。

申請内容全体を見る

よくある質問

Sivoの実際のYCアプリケーションですか？

いいえ。Y Combinatorは提出されたアプリケーションを非公開にしています。これは再構築されたものです。実際のYCフォームの質問に、Sivoの公開データ（ローンチノート、創業者経歴、製品説明）から回答しています。Sivoのような会社がYCにどのようにアピールするかを示しており、彼らが提出したテキストではありません。