Pagaloop YCアプリケーション

Winter 2021Active

PagaloopはWinter 2021バッチでFintech企業としてY Combinatorを卒業しました。以下：会社の事業内容、創業者、そして実際のYCフォームで質問ごとに再構築されたYCへの応募内容。

YCバッチ: Winter 2021
業界: FintechPayments
チーム規模: 23
ステータス: Active
ローンチ済み: 2021

創業者

Gerardo BrionesFounder
Carlos CruzFounder
LUIS FERNANDO DOSAL GFounder

Pagaloopの事業内容

Pagaloop helps business owners and persons in Latin America pay, get paid and extend cash flow using credit cards to finance expenses like rent, taxes, payroll and suppliers, via an extended network of relevant partnerships (federal/local governments, AMEX, HSBC, schools and universities, etc.). The Company provides a service in which a payment is made to a third party (that would typically not accept credit card as a payment method) in exchange for a fee of 4.7% (+ taxes). Additionally, Pagaloop offers payments in 3, 6, 9 or 12 months with an extremely accessible commission. All of those solutions without taking any underwriting risk, which remains at the issuer of the credit line.

PagaloopのYCアプリケーション、再構築済み

Y Combinator 申請

Pagaloop 様、Winter 2021 バッチ。公開データから回答された、実際のフォームの質問。

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Pagaloop

Describe what your company does in 50 characters or less.

Use credit cards to pay bills and manage cash flow

What is your company going to make? Please describe your product and what it does or will do.

We built a platform that lets businesses and individuals in Latin America pay expenses like rent, taxes, payroll, and suppliers using their credit cards, even when these recipients usually don't accept cards. Our service pays the third party on the user's behalf and charges a 4.7% fee plus taxes. Users can also choose installment plans of 3, 6, 9 or 12 months with low commissions. We don't take credit risk; all underwriting remains with the credit issuer. This helps users extend their cash flow without needing new credit lines or loans.

Where do you live now, and where would the company be based after YC?

We live and work mostly in Mexico City, CDMX, Mexico, and the company would remain based here after YC.

Explain your decision regarding location.

Mexico City is where our users are and where we have built partnerships with governments and financial institutions. Staying local lets us focus on solving the specific credit card payment gaps in Latin America, which are different from other regions.

フルアプリケーションで21件の追加回答

はフルバージョンにあります。無料アカウントを作成して、他のすべてのYCバッチの横にあるYCインサイトで開いてください。

申請内容全体を見る

よくある質問

Pagaloopの実際のYCアプリケーションですか？

いいえ。Y Combinatorは提出されたアプリケーションを非公開にしています。これは再構築されたものです。実際のYCフォームの質問に、Pagaloopの公開データ（ローンチノート、創業者経歴、製品説明）から回答しています。Pagaloopのような会社がYCにどのようにアピールするかを示しており、彼らが提出したテキストではありません。