Momento YCアプリケーション

Winter 2022Active

MomentoはWinter 2022バッチでFintech企業としてY Combinatorを卒業しました。以下：会社の事業内容、創業者、そして実際のYCフォームで質問ごとに再構築されたYCへの応募内容。

YCバッチ: Winter 2022
業界: FintechInsurance
チーム規模: 18
ステータス: Active
ローンチ済み: 2022

創業者

Lois Rogel VenceFounder
León Bartolomé CarreñoFounder
Andrés Guerrero ÁlvarezFounder

Momentoの事業内容

In Momento we are going through a challenging regulatory process to become a fully-licensed insurance carrier. By doing so, we will be able to underwrite risk, set prices and, ultimately, become owners of the product. Once approved, around summer 22, we will be in a great position to size the $13bn untapped opportunity of +30 Mn uninsured vehicles - just in Mexico! As we will be able to attack the main pain points in the market: i) antiquated underwriting models and ii) payment conditions only adapted for the affluent. To succeed, we have assembled an elite team with both innovative and experienced profiles. We are three cofounders, two ex-McKinsey and one ex-P&G, and we managed to attract two heavyweights of the Mexican insurance industry: the previous CUO of Zurich Mexico and the previous CFO and VP of Finance of ING and AXA Mexico.

MomentoのYCアプリケーション、再構築済み

Y Combinator 申請

Momento 様、Winter 2022 バッチ。公開データから回答された、実際のフォームの質問。

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Momento

Describe what your company does in 50 characters or less.

Full-stack auto insurer for underserved LatAm

What is your company going to make? Please describe your product and what it does or will do.

We are building a full-stack auto insurance company focused on the underserved market in Mexico. Once licensed, we'll underwrite risk, set prices, and offer better payment terms tailored for the 30 million uninsured vehicles. We're attacking outdated underwriting models and inflexible payment structures.

Where do you live now, and where would the company be based after YC?

We live in Mexico City, and the company is based here as well.

Explain your decision regarding location.

Being based in Mexico City puts us at the center of our market. We understand local regulations, clients, and the insurance ecosystem better than anyone outside the country. Our regulatory process requires presence and relationships here.

フルアプリケーションで21件の追加回答

はフルバージョンにあります。無料アカウントを作成して、他のすべてのYCバッチの横にあるYCインサイトで開いてください。

申請内容全体を見る

よくある質問

Momentoの実際のYCアプリケーションですか？

いいえ。Y Combinatorは提出されたアプリケーションを非公開にしています。これは再構築されたものです。実際のYCフォームの質問に、Momentoの公開データ（ローンチノート、創業者経歴、製品説明）から回答しています。Momentoのような会社がYCにどのようにアピールするかを示しており、彼らが提出したテキストではありません。