Lucible YCアプリケーション

Summer 2024Active

LucibleはSummer 2024バッチでB2B企業としてY Combinatorを卒業しました。以下：会社の事業内容、創業者、そして実際のYCフォームで質問ごとに再構築されたYCへの応募内容。

YCバッチ: Summer 2024
業界: B2BOperations
チーム規模: 2
ステータス: Active
ローンチ済み: 2024

創業者

Toby HirschFounder

Lucibleの事業内容

Lucible is a combined checking and investment account that allows you to invest 100% of your money while still being able to spend it. Whenever you spend, we issue a loan in real time, using your investments as collateral, to cover the cost. This is the most capital and tax efficient way to manage your money. It's what the ultra wealthy already do to finance large purchases, and now you can do it for every day spending.

LucibleのYCアプリケーション、再構築済み

Y Combinator 申請

Lucible 様、Summer 2024 バッチ。公開データから回答された、実際のフォームの質問。

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Lucible

Describe what your company does in 50 characters or less.

Combined checking and investment account

What is your company going to make? Please describe your product and what it does or will do.

We built an account that merges investing and spending. Investors keep 100% of their money invested but can spend anytime via a real-time loan that uses their investments as collateral. This removes the common tradeoff between liquidity and growth, making money management more efficient for people who want to invest everything while still using funds daily.

Where do you live now, and where would the company be based after YC?

We live in New York City, and after YC we will continue to be based here.

Explain your decision regarding location.

NYC is a major fintech hub with access to financial talent and early users who fit our target: people already familiar with investing but frustrated by current bank structures. It's where our expertise and network are strongest.

フルアプリケーションで21件の追加回答

はフルバージョンにあります。無料アカウントを作成して、他のすべてのYCバッチの横にあるYCインサイトで開いてください。

申請内容全体を見る

よくある質問

Lucibleの実際のYCアプリケーションですか？

いいえ。Y Combinatorは提出されたアプリケーションを非公開にしています。これは再構築されたものです。実際のYCフォームの質問に、Lucibleの公開データ（ローンチノート、創業者経歴、製品説明）から回答しています。Lucibleのような会社がYCにどのようにアピールするかを示しており、彼らが提出したテキストではありません。