Jenfi YCアプリケーション

Winter 2020Active

JenfiはWinter 2020バッチでFintech企業としてY Combinatorを卒業しました。以下：会社の事業内容、創業者、そして実際のYCフォームで質問ごとに再構築されたYCへの応募内容。

YCバッチ: Winter 2020
業界: FintechCredit and Lending
チーム規模: 18
ステータス: Active
ローンチ済み: 2020

創業者

Jeffrey LiuFounder
Justin LouieFounder

Jenfiの事業内容

We back growing digital businesses using revenue based financing. Many of growing businesses in Asia are highly "bankable" yet 50-70% are unable to obtain capital to grow their business. Having been business owners ourselves, we experienced firsthand the struggles of funding a business - from expensive equity options to loans that required personal guarantees. We went live in Singapore first to validate the product/market fit. We plan to expand across the APAC region.. Our sweet spot is backing repeatable business spend - expenses that leads to increased revenue. Our financing product allows businesses to keep growing with us over time. Over a third of our advances today are from repeat borrowers. We created a brand new asset class in Asia - offering flexible repayment options, such as tieing repayment with sales. Business owners LOVE this. Our automated financial technology platform ingests revenue and alternative data sources that gives us a proprietary edge in understanding the behavior of our borrowers. As we collect continuous data, we are able to offer better financial and technology solutions, while mitigating our downside risk. Funds are seamlessly deployed via our virtual Jenfi Wallet and MasterCard solution, giving borrowers flexibility to make payments while giving Jenfi real-time tracking of their spend. Recent coverage:

JenfiのYCアプリケーション、再構築済み

Y Combinator 申請

Jenfi 様、Winter 2020 バッチ。公開データから回答された、実際のフォームの質問。

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Jenfi

Describe what your company does in 50 characters or less.

Revenue-based financing for digital businesses in Asia

What is your company going to make? Please describe your product and what it does or will do.

We provide revenue-based financing tailored for digital businesses across Asia. Our platform uses automated financial technology that ingests revenue and alternative data to assess borrower behavior and risk. We fund repeatable business expenses that drive revenue growth. Borrowers get advances repaid flexibly, tied to their sales through our Jenfi Wallet and MasterCard, allowing real-time tracking and repayments aligned with their cash flow.

Where do you live now, and where would the company be based after YC?

We live and operate in Singapore, and after YC we plan to keep the company based here, expanding across APAC from this hub.

Explain your decision regarding location.

Singapore has a dense ecosystem of digital businesses and is an ideal place to validate our product-market fit in Asia. Its regulations and infrastructure suit fintech startups like ours, plus we have local knowledge and presence.

フルアプリケーションで21件の追加回答

はフルバージョンにあります。無料アカウントを作成して、他のすべてのYCバッチの横にあるYCインサイトで開いてください。

申請内容全体を見る

よくある質問

Jenfiの実際のYCアプリケーションですか？

いいえ。Y Combinatorは提出されたアプリケーションを非公開にしています。これは再構築されたものです。実際のYCフォームの質問に、Jenfiの公開データ（ローンチノート、創業者経歴、製品説明）から回答しています。Jenfiのような会社がYCにどのようにアピールするかを示しており、彼らが提出したテキストではありません。