Envelope YCアプリケーション

Summer 2023Active

EnvelopeはSummer 2023バッチでFintech企業としてY Combinatorを卒業しました。以下：会社の事業内容、創業者、そして実際のYCフォームで質問ごとに再構築されたYCへの応募内容。

YCバッチ: Summer 2023
業界: FintechConsumer Finance
チーム規模: 2
ステータス: Active
ローンチ済み: 2023

創業者

Katelyn StrobelFounder
Josh StrobelFounder

Envelopeの事業内容

Envelope is a banking app with built-in budgeting. It's similar to Mint, Copilot, or Rocket Money, but our app issues you a checking account during onboarding so there's no syncing or flaky bank connections. We are structured to be the primary checking and savings account for our users. We (Josh and Katelyn) are married cofounders who previously worked on Apple Card and the Robinhood iOS app. We started Envelope because we were using clunky tools like the Chase app, spreadsheets, and Mint to run our family finances and realized we could build something better. In the future, you could go set up a Chase account for checking, E-Trade for investing, SoFi for savings, Ally for money market, Greenlight for kid cards, PLUS the Mint/YNAB/Rocket Money to glue it all together + budgeting, or you could just use Envelope. _Envelope is a financial technology company and is not a bank. Banking services provided by Pacific West Bank, Member FDIC. Your funds are FDIC insured up to $250,000 through Pacific West Bank, Member FDIC. The Envelope Visa® Debit Card is issued by Pacific West Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted._

EnvelopeのYCアプリケーション、再構築済み

Y Combinator 申請

Envelope 様、Summer 2023 バッチ。公開データから回答された、実際のフォームの質問。

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Envelope

Describe what your company does in 50 characters or less.

Banking with built-in budgeting

What is your company going to make? Please describe your product and what it does or will do.

We built Envelope, a banking app that includes built-in budgeting. Unlike Mint or Copilot, we issue you a checking account during onboarding so you never have to sync or connect flaky bank APIs. It's designed to be your primary checking and savings account, replacing the need to juggle multiple financial apps and spreadsheets.

Where do you live now, and where would the company be based after YC?

We live in San Francisco, CA, and the company will be based here after YC as well.

Explain your decision regarding location.

We're based here because it's where we live and where the fintech ecosystem is strong. Both founders are settled in SF, which keeps us close to potential users and partners.

フルアプリケーションで21件の追加回答

はフルバージョンにあります。無料アカウントを作成して、他のすべてのYCバッチの横にあるYCインサイトで開いてください。

申請内容全体を見る

よくある質問

Envelopeの実際のYCアプリケーションですか？

いいえ。Y Combinatorは提出されたアプリケーションを非公開にしています。これは再構築されたものです。実際のYCフォームの質問に、Envelopeの公開データ（ローンチノート、創業者経歴、製品説明）から回答しています。Envelopeのような会社がYCにどのようにアピールするかを示しており、彼らが提出したテキストではありません。