Altro YCアプリケーション

Summer 2020Acquired

AltroはSummer 2020バッチでFintech企業としてY Combinatorを卒業しました。以下：会社の事業内容、創業者、そして実際のYCフォームで質問ごとに再構築されたYCへの応募内容。

YCバッチ: Summer 2020
業界: FintechConsumer Finance
チーム規模: 29
ステータス: Acquired
ローンチ済み: 2020

創業者

Michael BroughtonFounder
Ayush JainFounder

Altroの事業内容

Altro (altro.io) is a platform that enables members to build credit no matter who they are, where they are from, or their history of credit access/score. We serve the 68M people in the US (mainly Women and POC) who are denied credit due to historical bias and the lack of access that current banks provide to credit building and tools. (It wasn't until The Equal Credit Opportunity Act in the 1970's that Women and "Minorities" could even get fair access to credit)! Altro has created a mobile that allows anyone to have access to credit, using their subscriptions as a means to start building their credit score. Altro lends to members a $75 Line of Credit to pay for their subscriptions, such as Netflix, Hulu, HelloFresh, etc. This card is built to solely work on the subscriptions that the member is already paying for, allowing them to securely use their $75 credit to build their credit using things they are already paying for. Doing this empowers folx who were denied credit a way to start building their score and financial power. Altro will service millions of people in not only building their credit, but also gaining access to the tools (such as personal loans, emergency funds, car/house loans and more) that they could not access prior.

AltroのYCアプリケーション、再構築済み

Y Combinator 申請

Altro 様、Summer 2020 バッチ。公開データから回答された、実際のフォームの質問。

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Altro

Describe what your company does in 50 characters or less.

Build Credit With Your Subscriptions

What is your company going to make? Please describe your product and what it does or will do.

We built a mobile platform that lets people build credit by using a $75 line of credit to pay for subscriptions they already have, like Netflix or Hulu. This lets those denied credit start building a credit score through payments on services they are already paying for.

Where do you live now, and where would the company be based after YC?

We live in Los Angeles, CA, and after YC we plan to keep the company based here while supporting remote team members.

Explain your decision regarding location.

Los Angeles has a diverse population that our product serves and gives us access to tech talent. We also support remote work to hire the best people wherever they are.

フルアプリケーションで21件の追加回答

はフルバージョンにあります。無料アカウントを作成して、他のすべてのYCバッチの横にあるYCインサイトで開いてください。

申請内容全体を見る

よくある質問

Altroの実際のYCアプリケーションですか？

いいえ。Y Combinatorは提出されたアプリケーションを非公開にしています。これは再構築されたものです。実際のYCフォームの質問に、Altroの公開データ（ローンチノート、創業者経歴、製品説明）から回答しています。Altroのような会社がYCにどのようにアピールするかを示しており、彼らが提出したテキストではありません。