Application YC di Palus Finance

Winter 2026Active

Palus Finance ha partecipato a Y Combinator nel batch Winter 2026 come azienda Fintech. Sotto: cosa fa l'azienda, chi l'ha fondata e la sua application a YC, ricostruita domanda per domanda nel form reale di YC.

Batch YC: Winter 2026
Settore: Fintech
Dimensione team: 2
Stato: Active
Lanciata: 2026

Founder

Sam LushtakFounder and CEO
Michael GonzalezFounder

Cosa fa Palus Finance

Palus Finance is the first treasury management platform with a higher-yield bond portfolio for companies’ idle cash. We launched in late February and are live with 33 companies, growing 110% week-over-week. Existing startup/SMB treasury products just sweep cash into a money market fund and charge a high management fee. Palus offers a short-duration bond portfolio which safely earns ~40% more yield than money market funds, with sub-3-day liquidity, and 5-minute setup with customers' existing bank accounts. We see treasury as a great wedge to eventually offer full-suite banking services to all high-growth companies. Sam and Michael are technical cofounders who met at Caltech. Sam previously built the AI research platform for a $3T AUM asset manager; Michael built quantum computers for the defense industry.

Application YC di Palus Finance, ricostruita

Domanda per Y Combinator

Palus Finance, batch Winter 2026. Le vere domande del form, risposte da dati pubblici.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Palus Finance

Describe what your company does in 50 characters or less.

40% higher yields on company cash, in under 5 minutes.

What is your company going to make? Please describe your product and what it does or will do.

We built a treasury management platform that gives companies a short-duration bond portfolio for idle cash. It beats money market funds by about 40% yield and takes under 5 minutes to set up with their existing bank accounts. Customers keep liquidity in under 3 days. We're live with dozens of companies and growing fast.

Where do you live now, and where would the company be based after YC?

n/a

Explain your decision regarding location.

n/a

21 risposte in più nell'application completa

Founders, Progress, Idea, Equity, Curious, Batch Preference sono nella versione completa. Crea un account gratuito per aprirla in YC Insights, accanto a ogni altro batch YC.

Vedi domanda completa

Domande Frequenti

Questa è l'application YC reale di Palus Finance?

No. Y Combinator mantiene private le application inviate. Questa è una ricostruzione: le domande del form YC reale, a cui si è risposto usando i dati pubblici di Palus Finance (note di lancio, background dei founder, descrizione del prodotto). Mostra come un'azienda come Palus Finance si presenterebbe a YC, non il testo che hanno inviato.

A quale batch YC apparteneva Palus Finance?

Palus Finance apparteneva al batch Winter 2026 di Y Combinator.

Chi ha fondato Palus Finance?

Palus Finance è stato fondato da Sam Lushtak, Michael Gonzalez.

Cosa fa Palus Finance?

40% higher yields on company cash, in under 5 minutes.

Come leggo la ricostruzione completa della application?

Crea un account Round Funded gratuito. La versione completa di 26 risposte della application di Palus Finance, e di ogni altro batch YC, è in YC Insights.