
Application YC di Pagaloop
Pagaloop ha partecipato a Y Combinator nel batch Winter 2021 come azienda Fintech. Sotto: cosa fa l'azienda, chi l'ha fondata e la sua application a YC, ricostruita domanda per domanda nel form reale di YC.
- Batch YC
- Winter 2021
- Settore
- FintechPayments
- Dimensione team
- 23
- Stato
- Active
- Lanciata
- 2021
Founder
Gerardo BrionesFounder
Carlos CruzFounder
LUIS FERNANDO DOSAL GFounder
Cosa fa Pagaloop
Pagaloop helps business owners and persons in Latin America pay, get paid and extend cash flow using credit cards to finance expenses like rent, taxes, payroll and suppliers, via an extended network of relevant partnerships (federal/local governments, AMEX, HSBC, schools and universities, etc.). The Company provides a service in which a payment is made to a third party (that would typically not accept credit card as a payment method) in exchange for a fee of 4.7% (+ taxes). Additionally, Pagaloop offers payments in 3, 6, 9 or 12 months with an extremely accessible commission. All of those solutions without taking any underwriting risk, which remains at the issuer of the credit line.
Application YC di Pagaloop, ricostruita
Domanda per Y Combinator
Pagaloop, batch Winter 2021. Le vere domande del form, risposte da dati pubblici.
- Founders2
- Company7
- Progress7
- Idea4
- Equity3
- Curious2
- Batch Preference1
Company
Pagaloop
Use credit cards to pay bills and manage cash flow
We built a platform that lets businesses and individuals in Latin America pay expenses like rent, taxes, payroll, and suppliers using their credit cards, even when these recipients usually don't accept cards. Our service pays the third party on the user's behalf and charges a 4.7% fee plus taxes. Users can also choose installment plans of 3, 6, 9 or 12 months with low commissions. We don't take credit risk; all underwriting remains with the credit issuer. This helps users extend their cash flow without needing new credit lines or loans.
We live and work mostly in Mexico City, CDMX, Mexico, and the company would remain based here after YC.
Mexico City is where our users are and where we have built partnerships with governments and financial institutions. Staying local lets us focus on solving the specific credit card payment gaps in Latin America, which are different from other regions.
21 risposte in più nell'application completa
Founders, Progress, Idea, Equity, Curious, Batch Preference sono nella versione completa. Crea un account gratuito per aprirla in YC Insights, accanto a ogni altro batch YC.
Domande Frequenti
Questa è l'application YC reale di Pagaloop?
No. Y Combinator mantiene private le application inviate. Questa è una ricostruzione: le domande del form YC reale, a cui si è risposto usando i dati pubblici di Pagaloop (note di lancio, background dei founder, descrizione del prodotto). Mostra come un'azienda come Pagaloop si presenterebbe a YC, non il testo che hanno inviato.
A quale batch YC apparteneva Pagaloop?
Pagaloop apparteneva al batch Winter 2021 di Y Combinator.
Chi ha fondato Pagaloop?
Pagaloop è stato fondato da Gerardo Briones, Carlos Cruz, LUIS FERNANDO DOSAL G.
Cosa fa Pagaloop?
Pay, Get Paid and Extend Cash Flow using your Credit Card as…
Come leggo la ricostruzione completa della application?
Crea un account Round Funded gratuito. La versione completa di 26 risposte della application di Pagaloop, e di ogni altro batch YC, è in YC Insights.