Candidature YC de LendUp

Winter 2012Inactive

LendUp a été sélectionné par Y Combinator dans le cadre du batch Winter 2012 en tant qu'entreprise Fintech. Ci-dessous : ce que fait l'entreprise, qui l'a fondée, et sa candidature à YC, reconstruite question par question dans le vrai formulaire YC.

Batch YC: Winter 2012
Secteur d'activité: FintechCredit and Lending
Taille de l'équipe: 201
Statut: Inactive
Lancé: 2011

Fondateurs

Sasha OrloffFounder/CEO
Jacob RosenbergFounder/CTO

Ce que fait LendUp

Could a fintech company be built that helps people today, and prepares them for tomorrow? One that offers consumers high quality, mobile-first credit and savings products and protects them from tricks and traps? That’s LendUp. LendUp's mission is to provide anyone with a better path to financial health. We believe there are two types of financial products: chutes and ladders. Ladders help people up, chutes push people down. One of our core values is that every product we offer at LendUp is a ladder, measured by the long-term financial well-being of our customers. LendUp credit cards, loans, and savings resources reflect our commitment to getting our customers to a better financial state. We are a data-driven company and build all of our technology in-house. With a firm belief that you're more than your credit score, we're extending credit as aggressively as possible and helping solve for the income volatility and financial instability that affects more than 140 million Americans. We are backed by more than $325 million in debt and equity financing from investors such as GV, PayPal, Y Combinator, QED Investors, Susa Ventures, Data Collective, Thomvest Ventures, Kleiner Perkins, Kapor Capital, Bronze Investments, radicle impact, Victory Park Capital, Reddit co-founder Alexis Ohanian, Gmail founder Paul Buchheit, Troy Carter, and many others. One of our values is "different backgrounds, same mission." We come from venerable Silicon Valley technology companies, major banks, nonprofits and law firms. We're former consumer advocates, regulators and academics. Together, we're bringing our mission to life. Join us!

Candidature YC de LendUp, reconstruite

Candidature Y Combinator

LendUp, promotion Winter 2012. Les vraies questions de candidature, répondues à partir de données publiques.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

LendUp

Describe what your company does in 50 characters or less.

Mobile-first credit and savings for financial health

What is your company going to make? Please describe your product and what it does or will do.

We make credit and savings products designed to help people improve their financial health over time. Our products avoid traps like high fees and predatory terms and focus instead on building credit and savings sustainably for users with unstable income or low credit scores.

Where do you live now, and where would the company be based after YC?

We currently live in San Francisco, CA, and plan for the company to continue to be based here after YC.

Explain your decision regarding location.

San Francisco is where we have our network, talent, and the fintech ecosystem. Being here keeps us close to financial regulators and technology partners we need.

21 réponses supplémentaires dans la candidature complète

se trouvent dans la version complète. Créez un compte gratuit pour l'ouvrir dans YC Insights, à côté de tous les autres batches YC.

Voir la candidature complète

Questions fréquemment posées

Est-ce la vraie candidature YC de LendUp ?

Non. Y Combinator garde les candidatures soumises privées. Ceci est une reconstruction : les vraies questions du formulaire YC, répondues à partir des données publiques de LendUp (notes de lancement, parcours des fondateurs, description du produit). Cela montre comment une entreprise comme LendUp se présenterait à YC, pas le texte qu'ils ont soumis.

À quel batch YC LendUp appartenait-il ?

LendUp faisait partie du batch Winter 2012 de Y Combinator.

Qui a fondé LendUp ?

LendUp a été fondé par Sasha Orloff, Jacob Rosenberg.

Que fait LendUp ?

LendUp is a socially responsible company on a mission to redefine…

Comment lire la candidature complète reconstruite ?

Créez un compte Round Funded gratuit. La version complète de la candidature de LendUp en 26 réponses, et de chaque autre promotion YC, se trouve dans YC Insights.